LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 46556 sells for about $240,000, or $148 per square foot.

Prices are up +5.7% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,350 a month.

Market figures inherited

This ZIP has no home sales of its own, so its market figures come from St. Joseph County, Indiana (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 46556 — Notre Dame

St. Joseph County →South Bend marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

ZIP 46556 is a specialized institutional area defined almost entirely by the University of Notre Dame. Market data for residential sales is limited due to the nature of the ZIP as a campus-centric PO Box area with a high density of student-oriented housing.

Who this ZIP fits

This ZIP is primarily suited for students, faculty, and staff associated with the University of Notre Dame due to its specific institutional focus and limited traditional family-housing inventory.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 4.3 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$240,000
+5.7% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
38 days
Active listings
543
Listings with price cuts
21%
share of active listings
Sale-to-list ratio
98.4%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
73
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
78
Growth/100

Median prices moved up 5.7% year over year.

83
Liquidity/100

Homes spend a median of 38 days on market with 2.1 months of supply — a fast-moving market.

67
Momentum/100

21% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.

65
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.6% · poverty 46.6% — a mixed stability profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
8,344

ZCTA 46556, St. Joseph County, IN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
9.4%
Foreign-born residents
786
Naturalized (of foreign-born)
23.2%
Non-citizens (of population)
7.2%
Entered 2010 or later (of foreign-born)
74.8%
World region of birth (foreign-born)
Asia
45.8%
Americas
34.1%
Africa
11.1%
Europe
9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Growth & development

The area is dominated by the University of Notre Dame, which serves as the primary economic and institutional anchor for the ZIP code.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.

Transportation & commute

The area features a well-developed bicycling network and access to local bus lines, though most daily errands require a short drive.

Recreation & amenities

Residents have access to approximately 10 local restaurants and coffee shops, with a quiet environment and established cycling infrastructure.

Rental market

The housing stock is primarily composed of small apartment buildings, duplexes, and townhouses, reflecting a high concentration of student-oriented housing.

Economy & employers

The economy is heavily centered on the University of Notre Dame, which drives local employment and demand for housing.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 46556, St. Joseph County, IN
Population
8,344
Median age
20.3 yrs
Owner-occupancy
0%
Median home value
$0
Median gross rent
$0
Median household income
$0
Median year built
1996
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
0%
Net migration
0
Work-from-home share
0%
Mean commute
0 min
Bachelor's or higher
0%
Unemployment
2.6%
Poverty rate
46.6%
Avg household size
0

Data retrieved from Census Reporter profile for ZCTA 46556.

Major employers & industries
University of Notre DameHigher EducationPrimary regional employer
Major amenities · ZIP 46556
Theme, amusement & water parks
14 · 20 mi
Entertainment venues, stadiums & amphitheaters
19 · 20 mi
Family fun & things to do
19 · 13 mi
Museums, galleries & history
15 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Shopping & dining districts
11 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
University of Notre Dame
Educational Institution

The primary anchor and landmark for the ZIP code.

Sources · 4 cited