The story of this market
The typical home in ZIP 46360 sells for about $237,000, or $158 per square foot.
Prices are roughly flat from a year ago (+0.3%), a market in balance. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $976 a month.
ZIP 46360 — Michigan City
The 46360 housing market is currently experiencing a period of stabilization with moderate price growth. Inventory levels remain sufficient to support buyer activity, though the market remains sensitive to broader regional economic trends.
This ZIP is suitable for family buyers and commuters seeking more affordable housing options compared to the Chicago metro core, as well as investors interested in the regional rental market.
Median prices moved up 0.3% year over year.
Homes spend a median of 52 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.5% · poverty 17.3% — a mixed stability profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46360, La Porte County, IN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by Michigan City Area Schools, with Michigan City High School being the primary public secondary institution.
The area benefits from its proximity to Lake Michigan and regional transit links, with ongoing interest in residential development and tourism-related infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The area provides access to regional highway corridors and transit options connecting to the broader Northwest Indiana and Chicago employment markets.
Residents have access to Lake Michigan waterfront, local parks, and golf courses, with shopping and dining districts concentrated in the city center.
The rental market shows significant volatility in inventory and pricing, reflecting a mix of long-term residential demand and seasonal or investor-driven activity.
The local economy is anchored by manufacturing, healthcare, and tourism, with significant influence from the broader Michigan City-La Porte metropolitan area.
The area is served by regional highway networks and local transit infrastructure, facilitating commutes within Northwest Indiana.
Development activity is focused on residential infill and regional infrastructure improvements.
The La Porte County Assessor manages property valuations for tax purposes across the county.
Parcels are subject to local school district levies and municipal utility assessments.
Property insurance premiums are influenced by regional hazard profiles, including proximity to Lake Michigan.
Data sourced from Census Reporter and local real estate profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Zao Island4.519.2 mi
- Fireflies Fun Zone4.110.9 mi
- FunFlatables - Valparaiso4.317.8 mi
- Sherwood Forest Paintball4.86.9 mi
- Mission: Escape4.911.2 mi
- Journeyman Distillery4.615.7 mi
- The American Factory by Journeyman Distillery4.118.8 mi
- Porter County Fairgrounds4.519.6 mi
- LaPorte County Fairgrounds4.410 mi
- Zao Island4.519.2 mi
- Indiana Dunes National Park4.69.3 mi
- Indiana Dunes State Park4.78.5 mi
- Washington Park Zoo, Michigan City Zoo4.42.1 mi
- Galien River County Park4.711.2 mi
- Shady Creek Winery4.43.3 mi
- Hesston Steam Museum4.711.2 mi
- Michigan City East Pierhead Lighthouse4.82.6 mi
- 1933 Chicago World's Fair Century of Progress Homes4.66.2 mi
- Old Lighthouse Museum4.62.1 mi
- Barker Mansion4.81.5 mi
- Indiana Dunes National Park4.69.3 mi
- Indiana Dunes State Park4.78.5 mi
- New Buffalo Beach4.69.9 mi
- Galien River County Park4.711.2 mi
- Washington Park4.52.1 mi
- Marina Shores at Dune Harbor4.616.2 mi
- Oselka's Snug Harbor Marina4.59.4 mi
- B & E Marine Inc.4.71.9 mi
- Pine Lake Marina and Boat Rentals4.58.9 mi
- Washington Park Fish Cleaning Station4.72.2 mi
- Sand Creek Country Club4.610.2 mi
- Woodlands Course at Whittaker48 mi
- Legacy Hills Golf Club4.47.4 mi
- Beechwood Golf Course4.511.8 mi
- Michigan City Golf Course - South4.22 mi
- Lighthouse Place Premium Outlets4.31.7 mi
- Meijer4.11.7 mi
- Garwood Orchards4.57.6 mi
- Outlets4.41.8 mi
- Jewel-Osco4.29.9 mi
- South Bend International Airport4.329.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major waterfront park on Lake Michigan featuring beaches and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.