The story of this market
The typical home in ZIP 45405 sells for about $116,824, or $70 per square foot.
Prices are up +16.8% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $934 a month.
ZIP 45405 — Dayton
The market is driven by high affordability but tempered by long-standing structural challenges, including lower-rated schools and higher crime rates compared to regional neighbors. While home values have shown recent year-over-year growth, this is heavily influenced by the low baseline of the market. Prospective buyers and investors should prioritize specific neighborhood due diligence within the ZIP.
The area is primarily suited for investors seeking low-entry-point properties and cost-conscious renters, given the low median home values and high rental-to-owner ratios.
Median prices moved up 16.8% year over year.
Homes spend a median of 45 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.4% · poverty 25.8% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45405, Montgomery County, OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Reported crime levels are higher than the national and Ohio state averages, with localized concentrations of violent and property crime in west and northwest sectors. Residents and local data place the area significantly above the regional safety index.
Public schools in the ZIP are generally rated below average, with minority-majority student bodies and lower proficiency scores compared to statewide benchmarks.
The area follows the broader Miami Valley climate risk profile, which includes periodic seasonal severe wind and storm events. No specific ZIP-level wildfire or acute geological hazard alerts are current.
Development momentum is largely tied to Dayton’s broader revitalization efforts, focusing on urban infrastructure upgrades and infill projects rather than large-scale industrial campus relocations within this specific ZIP.
The City of Dayton imposes a municipal income tax of 2.5% on residents and non-residents working within the city. Property taxes are governed by Montgomery County, with effective rates often exceeding state medians due to local school district and municipal levies.
Residents benefit from proximity to Dayton's employment core, with short average commute times of approximately 18.5 minutes.
The area features neighborhood parks and proximity to the Dayton urban trail network, with standard retail and dining options distributed along primary corridors.
High renter share indicates a deep rental market; rental demand remains steady as an alternative to the low-cost acquisition market.
The local economy is influenced by the broader Dayton mix of healthcare, education, and government-related employment, though this ZIP itself is largely residential.
The area is served by the regional road network and proximity to Dayton's central transit corridors.
Current development focuses on the preservation of historic residential districts and small-scale municipal revitalization initiatives.
Parcels are subject to City of Dayton municipal ordinances and Montgomery County tax assessment districts.
Standard Ohio property insurance posture applies; coverage costs in urban Dayton can be influenced by regional risk factors such as high theft and property crime rates.
Data retrieved from Census Bureau ZCTA tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Land of Illusion Adventure Park4.417.9 mi
- Scene75 Entertainment Center | Dayton4.43.5 mi
- Nova Trampoline and Adventure Park4.710 mi
- On Par Entertainment4.88.7 mi
- Round1 Bowling & Arcade - Beavercreek4.18.5 mi
- Hollywood Gaming at Dayton Raceway3.92.8 mi
- Nutter Center4.38.5 mi
- Land of Illusion Adventure Park4.417.9 mi
- University of Dayton Arena4.73.9 mi
- Hidden Valley Orchards4.319.1 mi
- National Museum of the US Air Force4.95.5 mi
- Cinemark The Greene IMAX and SCREENX4.58.8 mi
- Nova Trampoline and Adventure Park4.710 mi
- Cox Arboretum MetroPark4.89.4 mi
- Cinemark Dayton South 16 and XD4.510.2 mi
- National Museum of the US Air Force4.95.5 mi
- Boonshoft Museum of Discovery4.70.6 mi
- Carillon Historical Park4.84.4 mi
- Aullwood Audubon Center4.86.6 mi
- Air Force Museum Foundation Meetings & Events4.95.5 mi
- Cox Arboretum MetroPark4.89.4 mi
- Carillon Historical Park4.84.4 mi
- Aullwood Audubon Center4.86.6 mi
- Charleston Falls Preserve4.89.3 mi
- Wegerzyn Gardens MetroPark4.81 mi
- PipeStone Golf Club4.312.4 mi
- Golf Galaxy Performance Center3.910.6 mi
- Community Golf Course45.7 mi
- Graywolf Golf Club3.96.5 mi
- Cassel Hills Golf Course4.47.1 mi
- Dayton Mall410.8 mi
- The Greene4.58.7 mi
- The Mall at Fairfield Commons4.38.4 mi
- Meijer4.28.4 mi
- Dorothy Lane Market4.76.2 mi
- Dayton International Airport4.47.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Notable for its historic residential architecture.
Provides regional connectivity for recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.