LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45404 sells for about $137,409, or $98 per square foot.

Prices are up +6.3% from a year ago, so sellers still have some momentum. Homes take about 56 days to sell. HUD's fair market rent for a two-bedroom is $884 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45404 — Dayton

Montgomery County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The 45404 housing market is experiencing steady growth with a 6.3% year-over-year increase in median sale prices. While inventory remains tight, the market is characterized by high demand for affordable entry-level homes, keeping days on market relatively low for the region. Buyer activity is supported by the area's proximity to downtown Dayton and major employment hubs.

Who this ZIP fits

This ZIP is primarily suited for budget-conscious first-time homebuyers and investors seeking entry-level properties in an established urban neighborhood with proximity to downtown.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 19.6 km²Water area · 0.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$137,409
+6.3% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
56 days
Active listings
121
Listings with price cuts
44%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
59
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
82
Growth/100

Median prices moved up 6.3% year over year.

67
Liquidity/100

Homes spend a median of 56 days on market with 3.3 months of supply — a fast-moving market.

46
Momentum/100

44% of listings have cut prices · homes sell at 97.5% of asking — demand is holding steady.

42
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.3% · poverty 34.5% — elevated distress and economic pressure.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-1.2%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
9,826

ZCTA 45404, Montgomery County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
11.7%
Foreign-born residents
1,153
Naturalized (of foreign-born)
34.3%
Non-citizens (of population)
7.7%
Entered 2010 or later (of foreign-born)
57.2%
World region of birth (foreign-born)
Africa
53.2%
Asia
28.3%
Americas
18.6%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Taxation

Property taxes are assessed by Montgomery County based on property value; specific rates vary by local taxing district and school district levies.

Transportation & commute

Located in Old North Dayton, residents have direct access to I-75 and SR-4, providing a short commute to downtown Dayton's employment core.

Recreation & amenities

The area features proximity to the Great Miami River trail system and several local neighborhood parks, with retail and dining options concentrated along the Keowee and Valley Street corridors.

Rental market

The rental market is characterized by high demand for affordable housing, with a significant share of single-family rentals and limited new multi-family inventory.

Economy & employers

The local economy is anchored by the broader Dayton industrial and service sectors, with proximity to downtown government and healthcare employers.

Transportation & infrastructure

The area is served by the Greater Dayton RTA bus network and benefits from proximity to the I-75 and SR-4 highway interchange.

Development pipeline

Development is focused on infill residential projects and small-scale commercial revitalization along major arterial roads.

County appraisal district

The Montgomery County Auditor manages property assessments, with reappraisals occurring on a triennial cycle.

Special districts

Parcels are subject to Dayton Public Schools levies and various municipal service districts.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45404, Montgomery County OH
Population
9,826
Median age
35.7 yrs
Owner-occupancy
48.2%
Median home value
$82,400
Median gross rent
$750
Median household income
$38,874
Median year built
1950
Vacancy rate
12.5%
Renter share
51.8%
Owner cost burden
22.1%
Renter cost burden
48.5%
Population change
-1.2%
Net migration
0
Work-from-home share
4.5%
Mean commute
21.5 min
Bachelor's or higher
12.1%
Unemployment
9.3%
Poverty rate
34.5%
Avg household size
2.45
White
78.5%
Black or African American
15.2%
Hispanic or Latino
3.1%
Other
3.2%

Data retrieved from data.census.gov ZCTA 45404 profile.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Dayton Public SchoolsDistrictC-Dayton Public SchoolsPrevailing district serving the ZIP code.
School districts
Dayton Public SchoolsC-Large urban district serving the majority of the city.
Utilities & services
ElectricAES OhioPrimary provider in the Dayton area.
Natural GasCenterPoint EnergyPrimary gas utility.
Water/SewerCity of DaytonMunicipal water and sewer services.
Major employers & industries
Premier HealthHealthcareMajor regional employer.
Wright-Patterson Air Force BaseDefense/GovernmentLargest single-site employer in Ohio.
Major amenities · ZIP 45404
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
6 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Great Miami River Trail
Park/Trail

Extensive regional paved trail system accessible from the neighborhood.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.