The story of this market
The typical home in ZIP 45403 sells for about $139,939, or $119 per square foot.
Prices are up +20.4% from a year ago, so sellers still have some momentum. Homes take about 21 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $779 a month.
ZIP 45403 — Dayton
The residential housing market in ZIP 45403, Dayton, is currently characterized as very competitive. The market is experiencing significant price appreciation—up 20.4% year-over-year—despite a lower median home price point relative to national averages. Supply remains tight, which is keeping downward pressure on days-on-market, while rental demand remains robust.
Fits investors and first-time home buyers attracted to historic housing stock and urban proximity; rental density supports those seeking affordable housing near the city core.
Median prices moved up 20.4% year over year.
Homes spend a median of 21 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 10.0% · poverty 35.1% — elevated distress and economic pressure.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 45403, Montgomery County OH
Not determinable; specific regional comparative crime trends for this ZIP are not currently published in standard market reports.
Schools are served by the Dayton City School District, which faces ongoing challenges typical of urban districts, though localized historic neighborhoods within the ZIP maintain active community associations.
The area is subject to typical Midwest weather patterns, including wind and storm risks; insurance posture follows standard Montgomery County underwriting guidelines.
Development is centered on small-scale urban infill and renovation, particularly in historic districts like St. Anne’s Hill, with proximity to Dayton's central business corridor.
Property taxes are levied by Montgomery County, incorporating local school district levies and city assessments; the median effective tax rate in Dayton is approximately 2.04%.
Convenient access to the central Dayton employment core via local arterial roads; average commute is under 25 minutes.
Features include historic neighborhood amenities, community parks, and proximity to local business districts like 5th Street.
Rental market shows high demand; inventory is constrained with a mix of single-family rentals and multi-unit conversions.
A mix of local small business, office, and service-sector employment; industrial legacy remains in parts of the surrounding region.
Focus remains on historic preservation and urban renovation, particularly in the St. Anne’s Hill area.
Parcels are within the Dayton City School District and Montgomery County tax jurisdiction.
Property-insurance posture is standard for urban residential areas in Montgomery County.
Data retrieved from census.gov ZCTA 45403 tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Land of Illusion Adventure Park4.418.5 mi
- Caesar Creek State Park4.618.6 mi
- Scene75 Entertainment Center | Dayton4.45.3 mi
- Nova Trampoline and Adventure Park4.77.4 mi
- On Par Entertainment4.85.4 mi
- Hollywood Gaming at Dayton Raceway3.93.6 mi
- Nutter Center4.35.2 mi
- Land of Illusion Adventure Park4.418.5 mi
- University of Dayton Arena4.73.5 mi
- Hidden Valley Orchards4.317.5 mi
- National Museum of the US Air Force4.92.3 mi
- Cinemark The Greene IMAX and SCREENX4.55.6 mi
- Nova Trampoline and Adventure Park4.77.4 mi
- Cinemark Dayton South 16 and XD4.59.6 mi
- Cox Arboretum MetroPark4.88.7 mi
- National Museum of the US Air Force4.92.3 mi
- Historic Clifton Mill4.417.3 mi
- Boonshoft Museum of Discovery4.73.2 mi
- Carillon Historical Park4.83.7 mi
- Aullwood Audubon Center4.89.9 mi
- Cox Arboretum MetroPark4.88.7 mi
- Carillon Historical Park4.83.7 mi
- Aullwood Audubon Center4.89.9 mi
- Charleston Falls Preserve4.810.3 mi
- Wegerzyn Gardens MetroPark4.83.9 mi
- Caesar Creek State Park Marina4.719 mi
- PipeStone Golf Club4.311.9 mi
- Golf Galaxy Performance Center3.99.6 mi
- Community Golf Course44.5 mi
- Graywolf Golf Club3.910.2 mi
- Cassel Hills Golf Course4.48.5 mi
- Dayton Mall49.9 mi
- The Greene4.55.4 mi
- The Mall at Fairfield Commons4.34.9 mi
- Meijer4.25.7 mi
- Dorothy Lane Market4.74.3 mi
- Dayton International Airport4.410.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Notable for historic housing stock and community associations.
Community parks serving the neighborhood.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.