LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45326 sells for about $275,000, or $108 per square foot.

Prices are up +5.18% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $762 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45326 — Fletcher

Miami County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The housing market in the 45326 area remains steady, mirroring broader trends in the Dayton metropolitan region. Prices have seen modest year-over-year growth, supported by resilient buyer demand and a balanced inventory level. Market activity is consistent, with homes selling at a predictable pace.

Who this ZIP fits

This area is well-suited for families and individuals seeking a quieter, rural-suburban lifestyle while maintaining access to the broader Dayton employment and amenity base.

Parent geography
Fletcher · no city intel reportMiami County →Dayton market →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 60.6 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$275,000
+5.18% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
3,205
Listings with price cuts
4%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
85
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
76
Growth/100

Median prices moved up 5.2% year over year.

80
Liquidity/100

Homes spend a median of 38 days on market with 2.5 months of supply — a fast-moving market.

87
Momentum/100

4% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

97
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.8% · poverty 6.6% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$140,000$210,000$280,000$350,000$420,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,900$2,850$3,800$4,750$5,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
1,446

ZCTA 45326, Miami County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0%
Foreign-born residents
0
Naturalized (of foreign-born)
—
Non-citizens (of population)
—
Entered 2010 or later (of foreign-born)
—

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by local public school districts which generally maintain stable performance ratings within the Miami Valley region.

Environmental & hazard

The region is subject to standard Midwestern weather patterns, including occasional severe thunderstorms and wind events; flood risk is localized to specific low-lying areas.

Growth & development

Economic momentum is driven by the broader Dayton-area industrial and service sectors, with steady infrastructure maintenance and regional development projects.

Taxation

Property taxes are assessed at the county level based on market value; rates vary by local school district and municipal levies.

Transportation & commute

Residents typically rely on personal vehicles for commuting to employment hubs in the Dayton metropolitan area via regional highway corridors.

Recreation & amenities

Local recreation includes access to rural parks, community green spaces, and proximity to regional shopping and dining districts in nearby municipalities.

Rental market

The rental market remains stable with moderate vacancy pressure and consistent demand from local workforce populations.

Economy & employers

The economy is anchored by the broader Dayton metropolitan area, featuring a mix of manufacturing, healthcare, and logistics industries.

Transportation & infrastructure

Transportation is primarily highway-dependent, with access to regional routes connecting to Dayton's employment core.

Development pipeline

Development is characterized by steady residential infill and regional infrastructure maintenance.

Special districts

Parcels are subject to local school district levies and county-wide tax assessments.

Insurance & hazard market

Standard property insurance market with typical regional hazard exposure.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45326, Miami County OH
Population
1,446
Median age
47.2 yrs
Owner-occupancy
82.5%
Median home value
$225,000
Median gross rent
$950
Median household income
$68,500
Median year built
1962
Vacancy rate
4.5%
Renter share
17.5%
Owner cost burden
18.2%
Renter cost burden
25.4%
Population change
+0.5%
Net migration
0
Work-from-home share
12.4%
Mean commute
28.5 min
Bachelor's or higher
22.1%
Unemployment
0.8%
Poverty rate
6.6%
Avg household size
2.6
White
96.2%
Hispanic
1.8%
Other
2%

Data retrieved from census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Miami East ElementaryElementaryAbove AverageMiami East Local School DistrictServes the local community with standard curriculum.
School districts
Miami East Local School DistrictBPrimary district serving the ZIP code area.
Utilities & services
ElectricAES OhioPrimary regional provider.
Natural GasCenterPoint EnergyPrimary regional provider.
Major employers & industries
Regional ManufacturingIndustrialMajor regional employer base.
Major amenities · ZIP 45326
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Family fun & things to do
15 · 13 mi
Museums, galleries & history
7 · 20 mi
Parks, trails & nature
15 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Local Community Parks
Park

Provides local green space and recreational facilities for residents.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.