The story of this market
The typical home in ZIP 45232 sells for about $234,399, or $64 per square foot.
Prices are up +9% from a year ago, so sellers still have some momentum. Homes take about 105 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $616 a month.
ZIP 45232 — Cincinnati
The 45232 housing market is a highly competitive, low-inventory environment characterized by significant year-over-year price volatility and longer-than-average marketing times. The area remains a lower-income, renter-heavy demographic with significant economic challenges that influence local housing stability. Market activity is constrained by limited supply and broader socioeconomic factors.
This area is primarily suited for investors seeking low entry-price rentals or long-term residents; it is less attractive to family buyers prioritizing school quality or safety.
Median prices moved up 9.0% year over year.
Homes spend a median of 105 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 96.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 21.5% · poverty 40.4% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45232, Hamilton County, OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area faces significant challenges with crime rates substantially higher than state and national averages. It consistently ranks among the less safe zip codes in the region.
Public schools in the ZIP, such as Winton Hills Academy, struggle with low proficiency scores and generally rank in the bottom 50% of the state.
The area is rated as having a relatively high natural hazard risk by FEMA, with lightning, tornadoes, and cold waves being primary threats.
While major employers like Procter & Gamble and Kroger are anchored in the broader Cincinnati metro, there is limited major new development momentum inside the 45232 boundaries.
Property taxes are administered by Hamilton County; Ohio assesses residential property at 35% of market value, with tax rates determined by local school and municipal districts.
The average commute time for residents is approximately 26.8 minutes, with access to regional transit corridors.
The area has limited localized recreation, though residents have access to Cincinnati regional parks and amenities within a 3-mile radius.
The rental market is highly active compared to sales, with significant vacancy pressure and a high renter share.
The local economy is characterized by a mix of lower-wage service roles with limited local industry beyond general metropolitan employment.
The area is served by regional transit corridors connecting to the broader Cincinnati employment core.
There are no major large-scale industrial or commercial developments currently noted within the ZIP.
Hamilton County utilizes a mass appraisal system to assess property values for tax purposes.
Parcels are subject to Hamilton County taxing jurisdiction and Cincinnati Public Schools district levies.
Property insurance premiums are generally higher due to the urban crime profile and regional hazard risks.
Data retrieved from data.census.gov ZCTA 45232 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Kings Island4.617.4 mi
- Jungle Jim's International Market4.710.9 mi
- Great Wolf Lodge | Mason4.217.9 mi
- Dave & Buster's Springdale - Cincinnati4.28.4 mi
- Scene75 Entertainment Center | Cincinnati4.513.8 mi
- Great American Ball Park4.75.6 mi
- TQL Stadium4.74.7 mi
- Paycor Stadium4.45.8 mi
- Riverbend Music Center4.510.1 mi
- Spooky Nook Sports Champion Mill4.216.1 mi
- Cincinnati Zoo & Botanical Garden4.62.4 mi
- Newport Aquarium4.65.9 mi
- Findlay Market4.74.4 mi
- Cincinnati Museum Center4.74.9 mi
- Cincinnati Art Museum4.84.5 mi
- Creation Museum4.615.8 mi
- Cincinnati Museum Center4.74.9 mi
- Cincinnati Art Museum4.84.5 mi
- Loveland Castle Museum4.615.1 mi
- American Sign Museum4.82.8 mi
- Cincinnati Zoo & Botanical Garden4.62.4 mi
- Summit Park4.88.5 mi
- Ault Park4.86.3 mi
- Krohn Conservatory4.74.6 mi
- Smale Riverfront Park4.85.8 mi
- Riverside Marina Bar and Grill4.46 mi
- The Marina at Manhattan Harbour4.25.2 mi
- Morningstar Marinas4.67.6 mi
- Topgolf West Chester4.410.6 mi
- Glenview Golf Course4.46.6 mi
- Pebble Creek Golf Course, Restaurant & Event Center4.37.3 mi
- Reeves Golf Course4.17.2 mi
- Aston Oaks Golf Club4.511.4 mi
- Jungle Jim's International Market4.710.9 mi
- Kenwood Towne Centre4.47.5 mi
- Findlay Market4.74.4 mi
- Newport on the Levee4.55.9 mi
- Meijer4.24.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.