The story of this market
The typical home in ZIP 45203 sells for about $358,000, or $194 per square foot.
Prices are down 4.8% from a year ago, which gives buyers more room to negotiate. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $724 a month.
ZIP 45203 — Cincinnati
The 45203 housing market is characterized by high poverty rates and a significant renter population, with home values experiencing a slight year-over-year decline. While the broader Cincinnati market shows increased inventory and faster sales, this specific ZIP requires careful investment diligence due to elevated vacancy rates and affordability challenges.
This ZIP is best suited for urban-focused renters and investors looking for proximity to downtown Cincinnati, though it requires careful due diligence regarding property condition and local market volatility.
Median prices moved down 4.8% year over year.
Homes spend a median of 37 days on market with 1.9 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 13.8% · poverty 53.8% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45203, Hamilton County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by Cincinnati Public Schools, which generally face challenges in academic performance metrics compared to suburban districts.
The area is subject to standard Midwestern climate risks, including potential for heavy rainfall and localized flooding in low-lying sections near the Ohio River.
Economic momentum is driven by proximity to downtown Cincinnati's employment core, with ongoing urban revitalization efforts and infrastructure projects in the surrounding city.
Property taxes are assessed by Hamilton County based on market value; the area is subject to municipal levies from the City of Cincinnati and local school district millage rates.
The ZIP is centrally located with immediate access to major highway corridors, providing a short commute to downtown Cincinnati's primary employment hubs.
The area features local parks and green spaces, with proximity to downtown Cincinnati's extensive dining, shopping, and entertainment districts.
The rental market shows elevated vacancy pressure at 8.3%, with rent levels reflecting the urban core's demand for workforce housing.
The economy is anchored by the broader Cincinnati metropolitan area, featuring a diverse mix of healthcare, financial services, and manufacturing employers.
The area is well-served by regional highway networks and public transit options connecting to the Cincinnati central business district.
Ongoing urban development and infrastructure improvements are focused on the revitalization of the Cincinnati urban core.
The Hamilton County Auditor manages property assessments, typically conducting triennial updates and sexennial reappraisals.
Parcels are subject to Cincinnati Public Schools district taxes and various municipal service levies.
Property insurance premiums are influenced by regional hazard exposure and the age of the local housing stock.
Data retrieved from US Census Bureau and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Jungle Jim's International Market4.716.2 mi
- Dave & Buster's Springdale - Cincinnati4.213.8 mi
- Scene75 Entertainment Center | Cincinnati4.516.1 mi
- Full Throttle Adrenaline Park - Cincinnati4.713.7 mi
- Nova Trampoline and Adventure Park4.34.7 mi
- Great American Ball Park4.71.5 mi
- TQL Stadium4.70.9 mi
- Paycor Stadium4.41.1 mi
- Riverbend Music Center4.57.1 mi
- Heritage Bank Center4.21.7 mi
- Cincinnati Zoo & Botanical Garden4.63.3 mi
- Newport Aquarium4.62.1 mi
- Findlay Market4.71.3 mi
- Cincinnati Museum Center4.70.6 mi
- Cincinnati Art Museum4.82.2 mi
- Creation Museum4.613.4 mi
- Cincinnati Museum Center4.70.6 mi
- Cincinnati Art Museum4.82.2 mi
- Loveland Castle Museum4.619.1 mi
- American Sign Museum4.82.9 mi
- Cincinnati Zoo & Botanical Garden4.63.3 mi
- Ault Park4.87.1 mi
- Krohn Conservatory4.72.6 mi
- Smale Riverfront Park4.81.5 mi
- Washington Park4.71.1 mi
- Four Seasons Marina4.56.1 mi
- Riverside Marina Bar and Grill4.44.8 mi
- The Marina at Manhattan Harbour4.24.1 mi
- Morningstar Marinas4.65.8 mi
- Glenview Golf Course4.412 mi
- Reeves Golf Course4.16.8 mi
- Aston Oaks Golf Club4.510.8 mi
- Pebble Creek Golf Course, Restaurant & Event Center4.311.2 mi
- The Golf Courses Of Kenton County3.99.6 mi
- Kenwood Towne Centre4.410.9 mi
- Findlay Market4.71.3 mi
- Florence Mall49.6 mi
- Newport on the Levee4.52.2 mi
- Meijer4.27.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides access to major museums, stadiums, and retail districts.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.