LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45050 sells for about $377,000, or $183 per square foot.

Prices are roughly flat from a year ago (-0.03%), a market in balance. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,590 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45050 — Monroe

Butler County →Warren County →spans 2 countiesCincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The 45050 housing market is currently competitive, with a median sale price of $377,000. While inventory has seen a slight increase, demand remains strong, keeping the market active despite a minor year-over-year price adjustment.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking a balance between suburban living and access to the Cincinnati-Dayton metro areas.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 21.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$377,000
-0.03% year over year
Corroborated · 1 anchor · 5% off nearest
Days on market
68 days
Active listings
37
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved down 0.0% year over year.

75
Liquidity/100

Homes spend a median of 68 days on market with 1.0 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

92
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 4.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

20252026202720292031$345,000$360,000$375,000$390,000$405,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
12,248

ZCTA 45050

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
6.3%
Foreign-born residents
774
Naturalized (of foreign-born)
57.4%
Non-citizens (of population)
2.7%
Entered 2010 or later (of foreign-born)
37.7%
World region of birth (foreign-born)
Asia
66.7%
Americas
28.3%
Europe
5%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by the Monroe Local School District, which generally maintains a positive reputation within the region.

Growth & development

The area benefits from its proximity to the Cincinnati-Dayton corridor, with ongoing residential development and access to major regional employment hubs.

Taxation

Property taxes are assessed by the county based on local millage rates, which include levies for schools, municipal services, and special districts.

Transportation & commute

Residents typically commute via I-75, providing direct access to both Cincinnati and Dayton employment centers with a mean travel time of approximately 23.7 minutes.

Recreation & amenities

The area features local community parks, proximity to the Miami River, and access to regional shopping and dining options within a short drive.

Rental market

The rental market is characterized by steady demand driven by the area's suburban appeal and proximity to major regional employers.

Economy & employers

The local economy is supported by a mix of manufacturing, logistics, and service-sector employers located along the I-75 corridor.

Transportation & infrastructure

The area is primarily served by the I-75 highway corridor, facilitating regional transit between Cincinnati and Dayton.

Development pipeline

Ongoing residential expansion continues in the northern and eastern sections of the ZIP code.

Special districts

Parcels are subject to local school district levies and municipal utility assessments.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 45050
Population
12,248
Median age
36.8 yrs
Owner-occupancy
78.2%
Median home value
$285,000
Median gross rent
$1,350
Median household income
$104,282
Median year built
2001
Vacancy rate
3.5%
Renter share
21.8%
Owner cost burden
18.5%
Renter cost burden
32.4%
Population change
+1.2%
Net migration
0
Work-from-home share
15.2%
Mean commute
23.7 min
Bachelor's or higher
38.4%
Unemployment
4%
Poverty rate
4.8%
Avg household size
2.7
White
88.5%
Black or African American
4.2%
Hispanic or Latino
3.1%
Asian
2.5%
Other
1.7%

Data retrieved from Census Reporter ZCTA 45050 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Monroe Elementary SchoolElementary7Monroe Local School DistrictServes the primary residential core of the ZIP.
Monroe High SchoolHigh7Monroe Local School DistrictPrimary secondary education provider for the area.
School districts
Monroe Local School DistrictB+The primary district serving the majority of the ZIP code.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
InternetSpectrum/Cincinnati BellBroadband services available throughout the area.
Major employers & industries
AK SteelManufacturingMajor regional employer.
Amenities & attractions1 retained amenity
Inside this ZIP
Monroe Bicentennial Commons
Park

A central community park offering green space and recreational facilities.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.