The story of this market
The typical home in ZIP 45042 sells for about $254,890, or $148 per square foot.
Prices are roughly flat from a year ago (+0.6%), a market in balance. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $922 a month.
ZIP 45042 — Middletown
The 45042 housing market is currently stable with modest year-over-year price growth of 0.6%. The market is driven by local demand and investor interest, though it remains sensitive to vacancy and operational costs.
This ZIP is primarily suited for local investors and budget-conscious buyers who possess deep knowledge of the local market, as it offers a lower entry price point compared to the broader Cincinnati region.
Median prices moved up 0.6% year over year.
Homes spend a median of 45 days on market with 4.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 11.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45042, Butler County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The rental market in 45042 is characterized by a high renter share and significant investor activity, though investors must account for vacancy and delinquency risks that can impact cap rates.
The local economy is tied to the broader Cincinnati metropolitan area, with a mix of industrial and service-sector employment.
Data retrieved from US Census Bureau ZCTA profiles.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.