LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 43511 sells for about $122,450, or $105 per square foot.

Prices are down 3.71% from a year ago, which gives buyers more room to negotiate. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $1,000 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43511 — Custar

Lucas County →Toledo marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · neutral

The Toledo housing market remains highly affordable compared to national averages, with steady rental demand and manageable price fluctuations. While year-over-year prices have seen a slight decline, the market is characterized by balanced inventory levels and consistent activity in the single-family sector.

Who this ZIP fits

This area is well-suited for first-time homebuyers and investors seeking affordable entry points into the market, as well as renters looking for proximity to urban amenities.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 113.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$122,450
-3.71% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
37 days
Active listings
3,104
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
66
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
31
Growth/100

Median prices moved down 3.7% year over year.

71
Liquidity/100

Homes spend a median of 37 days on market with 4.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

87
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 13.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$80,000$100,000$120,000$140,000$160,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,500$1,750$2,000$2,250$2,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−1,200 people

net outflow — more people moved out than in

Population base
783

ZCTA 43613, Lucas County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0%
Foreign-born residents
0
Naturalized (of foreign-born)
—
Non-citizens (of population)
—
Entered 2010 or later (of foreign-born)
—

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Toledo area remain a significant concern, with property and violent crime rates consistently trending higher than the national average.

Schools & education

Public schools in the Toledo area generally face challenges with performance metrics, though specific magnet and suburban-adjacent schools often outperform district averages.

Environmental & hazard

The region faces moderate risks from severe thunderstorms and occasional flooding near the Maumee River, with standard insurance coverage typically sufficient for most residential properties.

Growth & development

Economic momentum is driven by manufacturing, healthcare, and logistics, with ongoing efforts to revitalize the downtown core and leverage the proximity to major interstate corridors.

Taxation

Property taxes are assessed at the county level based on market value, with rates varying by school district and municipal levies; Ohio does not impose a state-level property tax.

Transportation & commute

Commutes are generally efficient due to the grid layout and access to I-75 and I-475, with most residents reaching the central employment core in under 25 minutes.

Recreation & amenities

The area features access to the Metroparks Toledo system, numerous local golf courses, and shopping centers like Franklin Park Mall within a short drive.

Rental market

The rental market is characterized by steady demand and rising rents, with a significant portion of the housing stock managed by individual investors.

Economy & employers

The economy is anchored by the healthcare sector, including ProMedica and Mercy Health, alongside a legacy manufacturing base and growing logistics industry.

Transportation & infrastructure

The area is served by TARTA bus services and is strategically located at the intersection of major interstate highways, facilitating regional transit.

Development pipeline

Development is currently focused on urban infill and the adaptive reuse of industrial properties near the riverfront.

County appraisal district

The Lucas County Auditor manages property assessments, with reappraisals occurring on a triennial cycle to reflect market value changes.

Special districts

Parcels are subject to various levies for school districts, library systems, and county-wide health and human services.

Insurance & hazard market

Property insurance premiums are generally stable, though coverage for wind and hail damage is a standard consideration for homeowners in the region.

Migration & population flows

Net domestic migration has been relatively flat, with a slight trend of residents moving from the urban core to suburban areas.

Foreclosure doctrine

Ohio is a judicial foreclosure state, requiring court intervention and providing a redemption period for homeowners.

Disclosure doctrine

Sellers are required to provide a Residential Property Disclosure Form detailing the condition of the home's major systems and known defects.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 43613, Lucas County OH
Population
783
Median age
44.6 yrs
Owner-occupancy
62%
Median home value
$122,450
Median gross rent
$1,000
Median household income
$45,000
Median year built
1952
Vacancy rate
8.5%
Renter share
38%
Owner cost burden
22%
Renter cost burden
45%
Population change
-0.5%
Net migration
-1,200
Work-from-home share
12%
Mean commute
21.5 min
Bachelor's or higher
24%
Unemployment
0%
Poverty rate
13.8%
Avg household size
2.4
White
65%
Black or African American
19%
Hispanic or Latino
8%
Other
8%

Data retrieved from data.census.gov using ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Whitmer High SchoolHighAverageWashington Local SchoolsLarge public high school serving the area.
Jefferson Junior HighMiddleAverageWashington Local SchoolsServes local middle school students.
School districts
Toledo Public SchoolsCThe primary district serving the city of Toledo.
Washington Local SchoolsBServes northern portions of the city and surrounding areas.
Utilities & services
ElectricToledo EdisonPrimary provider for the region.
Natural GasColumbia Gas of OhioStandard residential service.
Water/SewerCity of ToledoMunicipal utility services.
InternetBuckeye BroadbandMajor local provider.
Major employers & industries
ProMedicaHealthcareMajor regional employer.
Mercy HealthHealthcareSignificant regional presence.
University of ToledoEducationLarge public university.
Major amenities · ZIP 43511
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
14 · 13 mi
Parks, trails & nature
14 · 13 mi
Golf
1 · 13 mi
Shopping & dining districts
3 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Metroparks Toledo
Park System

Extensive network of regional parks and trails.

Franklin Park Mall
Shopping

Major regional shopping destination.

Toledo Museum of Art
Museum

World-renowned art institution.

On the horizon · announced & under construction
Downtown Revitalization ProjectMixed-useOngoingMulti-phase effort to convert historic buildings into residential and commercial space.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.