The story of this market
The typical home in ZIP 41835 sells for about $350,000, or $215 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 41835 — Mc Roberts
The housing market in 41835 is characterized by low inventory and slow turnover, typical of a rural mountain community. Prices have seen modest appreciation, but the market remains highly sensitive to insurance costs and limited local employment opportunities.
This ZIP is best suited for those seeking rural living, outdoor enthusiasts, and retirees looking for affordable mountain property.
Median prices moved up 2.1% year over year.
Homes spend a median of 88 days on market with 11.2 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 45.1% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 41835, Wolfe County KY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are primarily rural, with limited data available for specific performance ratings.
The area is located in a high-risk wildfire zone, which significantly impacts property insurance availability and premiums.
Economic growth is limited by the rural, mountainous geography, with primary activity centered on local services and forestry.
Property taxes are assessed by the county based on local millage rates, with standard exemptions for primary residences.
Commutes are long and primarily by private vehicle, with limited access to public transit or major employment hubs.
The area offers extensive access to outdoor recreation, including hiking, fishing, and proximity to national forest lands.
The rental market is thin with low turnover, primarily consisting of single-family homes and limited multi-family options.
The local economy is driven by tourism, forestry, and small-scale agriculture.
Transportation is heavily reliant on state highways with no public transit infrastructure.
Development is constrained by topography and protected land status.
The county appraisal district conducts periodic reassessments based on market sales data.
Parcels are subject to standard county and school district tax levies.
Insurance costs are elevated due to wildfire risk and rural fire protection limitations.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional destination for hiking and rock climbing.
Anchor attraction featuring geological formations and trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.