The story of this market
The typical home in ZIP 41825 sells for about $85,000, or $65 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 145 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $750 a month.
ZIP 41825 — Jackhorn
The housing market in 41825 is characterized by low inventory and slow turnover, reflecting the broader economic trends of rural Letcher County. Prices remain stable but low, with limited new development activity. The market is driven by local demand rather than speculative investment.
This area is best suited for long-term residents, retirees, or those seeking affordable, rural living who are not dependent on a daily commute to a major urban center.
Median prices moved down 2.1% year over year.
Homes spend a median of 145 days on market with 9.2 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 94.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 22.2% · poverty 29.1% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 41825, Letcher County KY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Jackhorn area are generally low compared to national averages, consistent with the rural character of Letcher County.
Schools serving the area are part of the Letcher County School District, which faces challenges typical of rural Appalachian districts regarding funding and student outcomes.
The area is prone to flash flooding due to mountainous terrain and narrow valleys; property insurance often requires specific flood coverage.
Economic momentum is limited, with the area transitioning away from its historical reliance on coal mining; development is primarily residential and small-scale local services.
Property taxes are assessed at the county level by the Letcher County Property Valuation Administrator; rates are relatively low, reflecting the lower property value base.
Commutes are primarily by personal vehicle, with long drive times to regional employment hubs like Whitesburg or Hazard.
Recreation is centered on outdoor activities including hiking, fishing, and access to nearby state parks and national forest lands.
The rental market is thin with low turnover; most rental units are single-family homes or mobile homes, with limited professional management.
The local economy is transitioning from coal-based industry to healthcare, education, and government services.
Public transit is virtually non-existent; the area relies entirely on private vehicle transportation via state highways.
There are no major commercial or residential developments currently in the pipeline for this ZIP code.
The Letcher County PVA maintains assessments based on periodic physical inspections and sales ratio studies.
Parcels are subject to county-wide school and general fund taxes; no significant MUD or PID districts are present.
Insurance premiums are influenced by high flood risk and the distance to fire protection services.
The state experiences net domestic out-migration, particularly among younger working-age populations.
Kentucky is a judicial foreclosure state, requiring court action to complete the foreclosure process.
Sellers are required to provide a standard property disclosure form covering known material defects.
Data retrieved from data.census.gov for ZCTA 41825.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local green space and community gathering areas.
Extensive hiking trail system serving the region.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.