The story of this market
The typical home in ZIP 41301 sells for about $130,385, or $155 per square foot.
Prices are down 6.1% from a year ago, which gives buyers more room to negotiate. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $525 a month.
ZIP 41301 — Campton
The 41301 housing market is currently experiencing a cooling phase, with home values declining by 6.1% year-over-year. High poverty rates and limited economic growth continue to suppress demand, resulting in a high months-of-supply figure. The market remains heavily reliant on affordable, older housing stock, with little new development activity reported.
This ZIP is best suited for outdoor enthusiasts, retirees, and those seeking affordable rural living, as it offers proximity to natural landmarks but lacks the infrastructure of major urban employment hubs.
Median prices moved down 6.1% year over year.
Homes spend a median of 120 days on market with 6.8 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 10.7% · poverty 31.5% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 41301, Wolfe County KY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Local educational attainment is below the national average, with a focus on trades and production-oriented vocational skills.
The area is prone to regional flood risks associated with mountainous terrain and river valleys; insurance premiums are influenced by these environmental factors.
Economic momentum is driven by tourism related to the Red River Gorge and service-sector employment, though the area faces challenges with economic stress and poverty.
Property taxes are assessed at the county level in Kentucky; the area is subject to standard state and local levies with no major special district surcharges reported.
The average commute is approximately 31 minutes, reflecting the rural nature of the region and reliance on personal vehicles for travel to employment centers.
The area is a gateway to the Red River Gorge, offering extensive hiking, climbing, and outdoor recreation opportunities within the immediate vicinity.
The rental market is characterized by limited inventory and a high concentration of mobile homes, with demand often tied to seasonal tourism and local service workers.
The local economy is primarily driven by service-sector jobs, education, and healthcare, with a significant portion of the population relying on social security or disability income.
Transportation is almost exclusively dependent on personal vehicles, with State Highway 15 serving as a primary corridor for the region.
Development is largely focused on small-scale residential and tourism-related infrastructure rather than large-scale commercial projects.
The Wolfe County Property Valuation Administrator (PVA) manages assessments, which are generally based on fair cash value.
Parcels are subject to standard county and school district levies; no major MUD or PID districts are currently active.
Property insurance costs are rising due to regional hazard exposure, particularly flood and wind risks associated with the Appalachian terrain.
Data retrieved from ZCTA-level census profiles and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional destination for hiking, rock climbing, and outdoor tourism.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.