LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 39532 sells for about $262,450, or $163 per square foot.

Prices are up +5.98% from a year ago, so sellers still have some momentum. Homes take about 14 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,194 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 39532 — Biloxi

Harrison County →Gulfport marketrefreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The 39532 housing market is currently characterized by moderate price growth and a buyer-friendly environment. While listing prices remain elevated, the market shows signs of cooling with high vacancy rates and a significant share of homes selling below list price.

Who this ZIP fits

This ZIP is suitable for budget-conscious buyers and those seeking proximity to the Gulf Coast, though investors should account for higher maintenance and vacancy risks.

Parent geography
Biloxi · no city intel reportHarrison County →Mississippi state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 212.9 km²Water area · 11.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$262,450
+5.98% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
14 days
Active listings
250
Sale-to-list ratio
99%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
85
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
80
Growth/100

Median prices moved up 6.0% year over year.

100
Liquidity/100

Homes spend a median of 14 days on market with 0.0 months of supply — a fast-moving market.

87
Momentum/100

0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.

74
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.4% · poverty 12.8% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 estimates
Population base
36,662

ZCTA 39532, Harrison County MS

Area context
Environmental & hazard

The area is subject to coastal weather risks including hurricanes and tropical storms, which significantly influence property insurance premiums and availability.

Growth & development

The area benefits from proximity to the Gulf Coast economy, including tourism, gaming, and military installations, though development momentum is moderate compared to regional hubs.

Taxation

Property taxes are assessed at the county level by Harrison County; specific rates vary by school district and municipal boundaries within the ZIP.

Transportation & commute

Residents primarily rely on personal vehicles for commuting to employment centers in Biloxi and Gulfport via local highway corridors.

Recreation & amenities

The area offers access to Gulf Coast beaches, local parks, and various shopping and dining districts within the Biloxi-Gulfport metropolitan area.

Rental market

The rental market shows elevated vacancy rates around 9.6%, suggesting a competitive environment for landlords and potential pressure on rent growth.

Economy & employers

The local economy is anchored by the gaming, tourism, and defense sectors, with significant employment provided by regional military bases and coastal hospitality businesses.

Transportation & infrastructure

Transportation is primarily automobile-dependent, with major access provided by regional highway networks connecting to the broader Mississippi Gulf Coast.

Special districts

Parcels are subject to Harrison County tax assessments and local school district levies.

Insurance & hazard market

Property insurance costs are elevated due to regional exposure to wind and flood hazards, impacting overall housing affordability.

Discovery profileACS 2020-2024 estimates
Census profile · ZCTA 39532, Harrison County MS
Population
36,662
Median age
38.6 yrs
Median home value
$227,400
Median household income
$68,710
Median year built
2000
Vacancy rate
9.6%
Unemployment
6.4%
Poverty rate
12.8%

Data sourced from US Census Bureau and local market reports.

Major amenities · ZIP 39532
Theme, amusement & water parks
14 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
18 · 13 mi
Parks, trails & nature
18 · 13 mi
Lakes, marinas & beaches
7 · 20 mi
Golf
6 · 13 mi
Shopping & dining districts
10 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Gulf Coast Beaches
Recreation

Public access to coastal waterfront and recreational activities.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.