The story of this market
The typical home in ZIP 38580 sells for about $287,786, or $165 per square foot.
Prices are up +6% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,138 a month.
ZIP 38580 — Rickman
The Sparta housing market shows resilience with steady price appreciation and balanced inventory levels. While affordability remains a key driver for local buyers, the market is experiencing stable demand consistent with broader regional trends in rural Tennessee.
This ZIP is well-suited for families and individuals seeking a quiet, rural lifestyle with access to outdoor amenities. It is less ideal for those requiring public transit or proximity to major metropolitan employment centers.
Median prices moved up 6.0% year over year.
Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 7.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 38580, White County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area are generally lower than the national average, with property crime being the most frequently reported incident type. Regional comparisons suggest a stable safety profile consistent with rural Tennessee communities.
Schools in the area are primarily served by the White County School District, which maintains a standard curriculum and moderate performance ratings. Educational quality is considered typical for the region's rural demographic.
The area faces moderate risks related to severe thunderstorms and occasional flooding in low-lying zones near local waterways. Insurance premiums are generally stable but reflect regional exposure to wind and storm damage.
Economic momentum is driven by local manufacturing, agriculture, and small-scale retail development. Infrastructure improvements are focused on maintaining regional highway connectivity rather than large-scale urban expansion.
Property taxes are assessed at the county level by the White County Assessor of Property based on appraised value. The jurisdiction utilizes a standard tax rate structure with no state-level personal income tax, though local sales taxes apply to consumer goods.
Commuting is primarily car-dependent, with residents typically driving to employment hubs in Cookeville or other nearby regional centers. There is no public transit system available for daily commuting.
The area offers significant outdoor recreation, including proximity to Burgess Falls State Park and various hiking trails. Local shopping and dining are concentrated in the historic downtown district.
The rental market is characterized by limited inventory and consistent demand, primarily for single-family homes. Vacancy rates remain low, and rent growth has tracked with regional inflation.
The local economy is anchored by manufacturing, healthcare, and agricultural services. Major employers include regional industrial facilities and the local school district.
Transportation is dominated by private vehicle use via state highways. There is no public transit infrastructure.
Development is primarily focused on small-scale residential subdivisions and commercial infill within the city core.
The White County Assessor of Property manages assessments, with periodic reappraisals conducted to ensure market value alignment.
Parcels are subject to White County property taxes and local utility district fees for water and sewer services.
Property insurance markets are stable, though premiums are influenced by regional weather patterns and wildfire risk assessments.
The area has seen modest net domestic migration as residents move from larger urban centers seeking lower costs of living.
Tennessee operates as a non-judicial foreclosure state, allowing for efficient processing of defaults under the deed of trust.
Sellers are required to provide a residential property disclosure statement detailing the condition of the home to potential buyers.
Data retrieved from data.census.gov for ZCTA 38580.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features waterfalls and hiking trails.
Historic district with local businesses.
Popular for fishing and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.