LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 38505 sells for about $362,000, or $200 per square foot.

Prices are up +1.1% from a year ago, so sellers still have some momentum. Homes take about 113 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,400 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 38505 — Cookeville

Putnam County →refreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · neutral

The housing market in the broader Cookeville area is experiencing modest price growth with a median sale price of $362,000. Market activity is characterized by low inventory and steady demand, though specific data for ZIP 38505 is extremely limited due to its small population size. Figures reported reflect the broader Cookeville city and Putnam County market context.

Who this ZIP fits

This area is primarily suited for those seeking proximity to the educational and economic anchors of Cookeville, though the specific ZIP 38505 is sparsely populated and lacks comprehensive residential market data.

Parent geography
Cookeville · no city intel reportPutnam County →Tennessee state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$362,000
+1.1% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
113 days
Active listings
559
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
53
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
55
Growth/100

Median prices moved up 1.1% year over year.

7
Liquidity/100

Homes spend a median of 113 days on market with 0.0 months of supply — a slower-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.

Census trends · population flows2020 Census
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
960

ZCTA 38505, Putnam County TN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
5.8%
Foreign-born residents
56
Naturalized (of foreign-born)
55.4%
Non-citizens (of population)
2.6%
Entered 2010 or later (of foreign-born)
35.7%
World region of birth (foreign-born)
Asia
91.1%
Americas
8.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Growth & development

Cookeville serves as a regional hub for the Upper Cumberland area with a mix of manufacturing, retail, and education sectors anchored by Tennessee Tech University.

Taxation

Property taxes are assessed at the county level by the Putnam County Assessor of Property based on appraised value; specific ZIP-level tax rates are not independently published.

Rental market

The rental market in the broader Cookeville area shows significant demand with a high renter-occupancy share, though specific ZIP 38505 rental depth is not separately tracked.

Economy & employers

The local economy is driven by Tennessee Tech University, regional healthcare services, and a diverse manufacturing base in Putnam County.

Transportation & infrastructure

The area is served by regional highway corridors including I-40, providing access to Nashville and Knoxville.

County appraisal district

The Putnam County Assessor of Property manages assessments for all parcels within the county jurisdiction.

Special districts

Parcels in this area are subject to Putnam County property tax levies and are served by the Putnam County School System.

Discovery profile2020 Census
Census profile · ZCTA 38505, Putnam County TN
Population
960
Median age
19.1 yrs
Owner-occupancy
0%
Median home value
$0
Median gross rent
$0
Median household income
$48,094
Median year built
0
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
0%
Net migration
0
Work-from-home share
0%
Mean commute
0 min
Bachelor's or higher
0%
Unemployment
0%
Poverty rate
0%
Avg household size
0

Data sourced from MapOfZipCodes and ZipAtlas; specific ACS ZCTA-level breakdowns for this ZIP are limited due to low population density.

School districts
Putnam County School Districtnot determinableServes the entirety of the Cookeville area.
Major employers & industries
Tennessee Tech UniversityEducationMajor regional employer
Major amenities · ZIP 38505
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
6 · 20 mi
Family fun & things to do
17 · 13 mi
Museums, galleries & history
3 · 20 mi
Parks, trails & nature
15 · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Shopping & dining districts
12 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.