The story of this market
The typical home in ZIP 37416 sells for about $368,815, or $208 per square foot.
Prices are up +5.4% from a year ago, so sellers still have some momentum. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $1,700 a month.
This ZIP has no home sales of its own, so its market figures come from Chattanooga, Tennessee (city-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 37416 — Chattanooga
The 37416 housing market is showing signs of stabilization after a period of rapid appreciation, with a slight year-over-year price correction. Demand remains supported by the area's proximity to major industrial employers and recreational amenities, keeping inventory levels relatively tight.
This area is well-suited for families and commuters seeking a balance between suburban living and proximity to major Chattanooga employment centers. It also attracts investors interested in properties near the lake and industrial corridors.
Median prices moved up 5.4% year over year.
Homes spend a median of 35 days on market with 4.1 months of supply — a fast-moving market.
36% of listings have cut prices · homes sell at 98% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.5% · poverty 12.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 37416, Hamilton County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area are generally consistent with broader Chattanooga trends, with localized variations in property crime. Law enforcement presence is maintained through regional coverage.
Schools serving the area are part of the Hamilton County School District, which offers a mix of public options with varying performance ratings.
The area is situated near Chickamauga Lake, necessitating awareness of flood zone designations for waterfront properties. Standard regional insurance policies cover typical wind and storm risks.
Economic momentum is driven by proximity to major industrial anchors like the Volkswagen Chattanooga plant and Amazon distribution facilities. Infrastructure improvements continue to support the corridor's accessibility.
Property taxes are assessed by Hamilton County based on appraised values, with no state-level personal income tax on wages. Local jurisdictions set specific millage rates that fund municipal services and school districts.
Residents benefit from proximity to major transit corridors, allowing for a relatively short average commute to downtown Chattanooga and nearby industrial employment hubs.
The area features significant access to Chickamauga Lake for water-based recreation, alongside local golf courses and proximity to regional shopping districts.
The rental market remains stable with moderate vacancy pressure, supported by demand from workers at nearby industrial and logistics hubs.
The local economy is anchored by manufacturing, logistics, and distribution, with major employers including Volkswagen and Amazon.
The area is served by major highway arteries providing direct access to the Chattanooga metropolitan core.
Ongoing infrastructure projects focus on improving traffic flow along the Kings Road corridor and surrounding industrial access points.
Hamilton County Assessor of Property manages the appraisal cycle, typically conducting reappraisals on a multi-year schedule.
Parcels are subject to Hamilton County property taxes and fall under the jurisdiction of the Hamilton County School District.
Property insurance premiums are influenced by regional weather patterns, including storm and wind risks common to the Tennessee Valley.
Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Winnepesaukah Amusement Park4.18.5 mi
- Creative Discovery Museum4.77.9 mi
- Dave & Buster’s Chattanooga4.43.8 mi
- Spare Time Chattanooga4.45.7 mi
- Urban Air Trampoline and Adventure Park4.34.1 mi
- Chattanooga Convention Center4.68.2 mi
- Feed Table and Tavern4.68.1 mi
- Soldiers and Sailors Memorial Auditorium4.67.6 mi
- Golden Corral Buffet & Grill4.410.1 mi
- Topgolf Chattanooga4.36.5 mi
- Tennessee Aquarium4.77.8 mi
- Chattanooga Zoo4.46.6 mi
- Ruby Falls4.610.2 mi
- Lookout Mountain Incline Railway4.410 mi
- Coolidge Park4.77.4 mi
- Tennessee Valley Railroad Museum4.82 mi
- Ruby Falls4.610.2 mi
- Creative Discovery Museum4.77.9 mi
- Chattanooga Choo Choo Historic District4.47.9 mi
- Hunter Museum of American Art4.77.5 mi
- Rock City Gardens4.712.5 mi
- Little Debbie Park4.86.4 mi
- Ruby Falls4.610.2 mi
- Coolidge Park4.77.4 mi
- Harrison Bay State Park4.66.8 mi
- Island Cove Marina & Resort4.54.7 mi
- Lakeshore Marina4.22.6 mi
- Island Cove Marina4.54.4 mi
- Chickamauga Marina4.62.3 mi
- Chickamauga Lake4.618.3 mi
- Topgolf Chattanooga4.36.5 mi
- Bear Trace at Harrison Bay (TN Golf Trail)4.68.6 mi
- Moccasin Bend Golf Course49.2 mi
- Brown Acres Golf Course3.75.3 mi
- Chattanooga Golf and Country Club4.55.9 mi
- Hamilton Place4.33.8 mi
- Publix Super Market on North Market Street4.67.5 mi
- Publix Super Market at Village at Waterside4.73.4 mi
- Northgate Mall44.6 mi
- Publix Super Market at Mount Vernon Point4.69.7 mi
- Chattanooga Metropolitan Airport4.43.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major recreational hub for boating, fishing, and water sports.
Several established courses serve the immediate corridor.
No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 70.3% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $293,493 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.