LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 37415 sells for about $364,850, or $185 per square foot.

Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 46 days to sell. HUD's fair market rent for a two-bedroom is $1,332 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 37415 — Chattanooga

Hamilton County →Chattanooga marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The 37415 housing market shows stability with moderate price appreciation and consistent demand. While inventory remains tight, the area's affordability relative to the broader region continues to attract buyers, supported by a strong local economy.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking a balance between suburban living and proximity to Chattanooga's urban core.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 45.4 km²Water area · 2.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$364,850
+1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
46 days
Active listings
175
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
55
Growth/100

Median prices moved up 1.0% year over year.

70
Liquidity/100

Homes spend a median of 46 days on market with 3.8 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 11.1% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$180,000$270,000$360,000$450,000$540,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,000$1,500$2,000$2,500$3,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
24,181

ZCTA 37415, Hamilton County TN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.1%
Foreign-born residents
741
Naturalized (of foreign-born)
45.1%
Non-citizens (of population)
1.7%
Entered 2010 or later (of foreign-born)
35.2%
World region of birth (foreign-born)
Americas
47.5%
Asia
23.9%
Africa
16.6%
Europe
12%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by the Hamilton County School District, which maintains a mix of public school ratings; specific school performance varies by individual campus.

Growth & development

The area benefits from its proximity to Chattanooga's central business district and ongoing regional economic development in the manufacturing and technology sectors.

Taxation

Property taxes are assessed by Hamilton County based on a percentage of appraised value, with rates determined by local municipal and county tax levies.

Transportation & commute

Residents typically enjoy a short drive to downtown Chattanooga via major corridors like US-27, with moderate traffic during peak hours.

Recreation & amenities

The area features access to local parks and green spaces, with proximity to the Tennessee River and various shopping and dining options in the North Chattanooga area.

Rental market

The rental market is characterized by steady demand from young professionals and commuters, with moderate vacancy pressure and a mix of single-family and multi-family offerings.

Economy & employers

The local economy is anchored by Chattanooga's diverse industrial base, including manufacturing, healthcare, and logistics, with significant employment hubs nearby.

Transportation & infrastructure

The area is served by a network of highways including US-27, providing efficient access to the broader Chattanooga metropolitan area.

Development pipeline

Development is focused on infill residential projects and commercial revitalization along major transit corridors.

County appraisal district

The Hamilton County Assessor of Property manages assessments based on periodic reappraisal cycles to ensure equitable taxation.

Special districts

Parcels are subject to Hamilton County School District levies and various municipal utility district assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and standard hazard risk assessments for the Tennessee Valley.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 37415, Hamilton County TN
Population
24,181
Median age
37.1 yrs
Owner-occupancy
65.2%
Median home value
$261,900
Median gross rent
$1,150
Median household income
$67,027
Median year built
1972
Vacancy rate
7.8%
Renter share
34.8%
Owner cost burden
18.5%
Renter cost burden
42.1%
Population change
+0.5%
Net migration
120
Work-from-home share
12.4%
Mean commute
22.5 min
Bachelor's or higher
32.1%
Unemployment
3%
Poverty rate
11.1%
Avg household size
2.11
White
82.35%
Black
5.92%
Other
11.73%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Red Bank ElementaryElementary5/10Hamilton CountyServes the local community.
Red Bank High SchoolHigh4/10Hamilton CountyPrimary secondary school for the area.
School districts
Hamilton County SchoolsBLarge district serving the entire Chattanooga metropolitan area.
Utilities & services
ElectricEPBMunicipal provider known for high-speed fiber internet.
WaterTennessee American WaterRegional water utility.
Major employers & industries
Volkswagen ChattanoogaManufacturingMajor regional employer.
Erlanger Health SystemHealthcareLarge regional healthcare provider.
Major amenities · ZIP 37415
Theme, amusement & water parks
16 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
7 · 20 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Northgate Mall
Shopping

Major regional shopping destination serving the northern Chattanooga area.

Tennessee River
Waterfront

Provides recreational access and scenic views along the southern border of the ZIP.

On the horizon · announced & under construction
North Chattanooga Infrastructure UpgradesInfrastructureOngoingVarious road and utility improvements to support regional growth.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.