The story of this market
The typical home in ZIP 37412 sells for about $275,000, or $170 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 64 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,154 a month.
ZIP 37412 — Chattanooga
The 37412 housing market is currently stable, characterized by a somewhat competitive environment with homes selling in approximately 64 days. Prices have remained flat year-over-year, reflecting a balanced market where inventory levels are sufficient to meet current demand. The area remains an attractive, affordable option for families and commuters within the Chattanooga metro region.
This ZIP is well-suited for family buyers and commuters seeking affordable housing options within a short drive of Chattanooga's employment centers.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 64 days on market with 3.9 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 96.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.3% · poverty 13.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 37412, Hamilton County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Hamilton County School District, with school quality varying by specific attendance zone.
The area benefits from its proximity to the Chattanooga employment core and ongoing commercial development in East Ridge.
Property taxes are assessed by Hamilton County; the effective rate is approximately 0.7% of home value.
Residents typically commute into downtown Chattanooga via I-24, with a mean travel time to work of approximately 20.8 minutes.
The area features access to local parks and is within a short drive of major shopping and dining districts in the Chattanooga metro area.
The rental market is moderately active with a renter share of approximately 42%, reflecting a mix of single-family and apartment housing.
The local economy is anchored by the broader Chattanooga metro area, with significant employment in manufacturing, healthcare, and logistics.
The area is served by major highway corridors including I-24 and I-75, facilitating regional connectivity.
Ongoing commercial redevelopment projects are concentrated along the Ringgold Road corridor in East Ridge.
Hamilton County Assessor of Property manages assessments based on fair market value.
Parcels are subject to Hamilton County property taxes and the Hamilton County School District.
Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Winnepesaukah Amusement Park4.11.7 mi
- Creative Discovery Museum4.76.3 mi
- Dave & Buster’s Chattanooga4.44.6 mi
- Spare Time Chattanooga4.41.1 mi
- Urban Air Trampoline and Adventure Park4.35 mi
- Chattanooga Convention Center4.65.9 mi
- Feed Table and Tavern4.65.6 mi
- Soldiers and Sailors Memorial Auditorium4.65.8 mi
- Golden Corral Buffet & Grill4.43.2 mi
- Topgolf Chattanooga4.31.3 mi
- Tennessee Aquarium4.76.4 mi
- Chattanooga Zoo4.44.6 mi
- Ruby Falls4.66.7 mi
- Lookout Mountain Incline Railway4.45.9 mi
- Coolidge Park4.76.5 mi
- Tennessee Valley Railroad Museum4.85.2 mi
- Ruby Falls4.66.7 mi
- Creative Discovery Museum4.76.3 mi
- Chattanooga Choo Choo Historic District4.45.4 mi
- Hunter Museum of American Art4.76.2 mi
- Rock City Gardens4.77.2 mi
- Little Debbie Park4.89.7 mi
- Ruby Falls4.66.7 mi
- Coolidge Park4.76.5 mi
- Chickamauga Battlefield Visitor Center4.84.2 mi
- Hales Bar Marina & Resort418 mi
- Harbor Lights Marina4.416.1 mi
- Island Cove Marina & Resort4.511.3 mi
- Lakeshore Marina4.27.9 mi
- Island Cove Marina4.511.1 mi
- Topgolf Chattanooga4.31.3 mi
- Moccasin Bend Golf Course47.1 mi
- Brown Acres Golf Course3.72 mi
- Chattanooga Golf and Country Club4.56 mi
- Black Creek Club4.810.1 mi
- Hamilton Place4.34.7 mi
- Publix Super Market on North Market Street4.66.7 mi
- Publix Super Market at Village at Waterside4.75.5 mi
- Northgate Mall49.4 mi
- Publix Super Market at Mount Vernon Point4.65.8 mi
- Chattanooga Metropolitan Airport4.43.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A large regional park featuring sports fields, trails, and event space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.