The story of this market
The typical home in ZIP 37405 sells for about $412,750, or $235 per square foot.
Prices are roughly flat from a year ago (+0.2%), a market in balance. Homes take about 27 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,438 a month.
ZIP 37405 — Chattanooga
The 37405 housing market remains stable with steady demand for homes in the Northshore area, supported by a strong local economy and high quality of life. While inventory levels have increased slightly, the market continues to see competitive pricing and relatively quick sales, reflecting sustained interest from both local buyers and newcomers.
This ZIP is ideal for young professionals and families seeking proximity to downtown Chattanooga's urban amenities while maintaining access to riverfront parks and a walkable lifestyle.
Median prices moved up 0.2% year over year.
Homes spend a median of 27 days on market with 3.7 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 13.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 37405, Hamilton County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the 37405 area are generally consistent with urban Chattanooga trends, with higher concentrations of property crime near commercial corridors compared to the more secluded residential pockets.
Schools serving the 37405 area are part of the Hamilton County School District, which maintains a mix of magnet and traditional public schools with varying performance ratings.
The area faces moderate risk from localized flooding near the Tennessee River and its tributaries, while wildfire risk is generally low due to the urbanized landscape.
Economic momentum is driven by the revitalization of the Northshore district and proximity to downtown Chattanooga's major employers in healthcare, logistics, and manufacturing.
Property taxes are assessed by Hamilton County based on a state-mandated appraisal cycle, with rates determined by the combined levies of the county and the city of Chattanooga.
Residents enjoy a short commute to downtown Chattanooga, typically under 15 minutes via major corridors like US-27 and local surface streets.
The area features extensive access to the Tennessee River, Coolidge Park, and the Northshore shopping and dining district, providing a high density of recreational amenities.
The rental market is competitive with a high demand for urban-adjacent housing, though recent inventory increases have led to a slight softening in year-over-year rent growth.
The local economy is anchored by Chattanooga's diverse base, including major employers in the healthcare, automotive manufacturing, and technology sectors.
The area is well-served by local bus routes and provides easy access to the I-24 and I-75 highway corridors.
Ongoing development focuses on mixed-use residential and commercial projects along the riverfront and the Northshore corridor.
The Hamilton County Assessor of Property manages assessments, with properties typically reappraised on a multi-year cycle.
Parcels are subject to Hamilton County and Chattanooga city tax levies, with additional utility districts providing water and sewer services.
Property insurance premiums are influenced by the area's proximity to the Tennessee River and regional weather patterns.
Data retrieved from data.census.gov ZCTA 37405 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Winnepesaukah Amusement Park4.115.4 mi
- Creative Discovery Museum4.79 mi
- Dave & Buster’s Chattanooga4.416.6 mi
- Spare Time Chattanooga4.414.8 mi
- Urban Air Trampoline and Adventure Park4.317.2 mi
- Chattanooga Convention Center4.69.5 mi
- Feed Table and Tavern4.69.9 mi
- Soldiers and Sailors Memorial Auditorium4.69.5 mi
- Golden Corral Buffet & Grill4.416.5 mi
- Topgolf Chattanooga4.316.2 mi
- Tennessee Aquarium4.78.9 mi
- Chattanooga Zoo4.410.7 mi
- Ruby Falls4.610.1 mi
- Coolidge Park4.78.8 mi
- Lookout Mountain Incline Railway4.410.9 mi
- Tennessee Valley Railroad Museum4.813.2 mi
- Ruby Falls4.610.1 mi
- Creative Discovery Museum4.79 mi
- Chattanooga Choo Choo Historic District4.410 mi
- Hunter Museum of American Art4.79 mi
- Rock City Gardens4.712.8 mi
- Ruby Falls4.610.1 mi
- Coolidge Park4.78.8 mi
- Point Park4.710.6 mi
- Tennessee Riverpark4.710.4 mi
- Hales Bar Marina & Resort410 mi
- Harbor Lights Marina4.417.4 mi
- Island Cove Marina & Resort4.516.6 mi
- Lakeshore Marina4.211.7 mi
- Island Cove Marina4.516.4 mi
- Moccasin Bend Golf Course48.7 mi
- Black Creek Club4.89.1 mi
- Chattanooga Golf and Country Club4.59.6 mi
- Montlake Golf Club3.713 mi
- Valleybrook Golf and Country Club4.111.9 mi
- Publix Super Market on North Market Street4.68.5 mi
- Northgate Mall410.1 mi
- Publix Super Market at Mount Vernon Point4.610.7 mi
- Chattanooga Market4.69.6 mi
- Warehouse Row4.39.6 mi
- Chattanooga Metropolitan Airport4.414.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major riverfront park featuring a historic carousel and walking trails.
A vibrant commercial district with local boutiques and restaurants.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.