The story of this market
The typical home in ZIP 37353 sells for about $640,000, or $285 per square foot.
Prices are down 5.4% from a year ago, which gives buyers more room to negotiate. Homes take about 87 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,093 a month.
ZIP 37353 — McDonald
The 37353 housing market is experiencing a cooling phase characterized by a year-over-year price decline and elevated days on market. High price-to-rent ratios and rising inventory levels suggest a shift toward a buyer's market, driven by broader economic headwinds and a slowdown in regional demand.
This ZIP is best suited for family buyers seeking larger lots and rural-suburban living, as well as commuters working in the Chattanooga area who prioritize space over proximity to urban centers.
Median prices moved down 5.4% year over year.
Homes spend a median of 87 days on market with 6.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.4% · poverty 8.9% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 37353, Bradley County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are primarily managed by Bradley County Schools, which generally maintain moderate performance ratings.
The area is subject to standard regional risks including severe thunderstorms and occasional flooding in low-lying zones near creeks.
Growth is driven by residential expansion from the nearby Chattanooga metro area, with significant land availability for new construction.
Property taxes are assessed by Bradley County based on appraised value; there are no state-level personal income taxes in Tennessee.
Commuters primarily rely on I-75 for access to the Chattanooga employment core, with typical drive times ranging from 25 to 40 minutes.
The area features rural landscapes with access to local parks, hiking trails, and proximity to the Hiwassee River for outdoor recreation.
The rental market is characterized by limited inventory and high price-to-rent ratios, making it challenging for investors to achieve positive cash flow.
The local economy is anchored by manufacturing, logistics, and agricultural sectors, with strong ties to the broader Chattanooga industrial base.
Transportation is primarily highway-based, with access to major corridors connecting the mountain to the Chattanooga valley.
Development is focused on low-density residential subdivisions and infrastructure improvements along major county road corridors.
The Hamilton County Assessor of Property manages assessments based on periodic reappraisals to ensure equitable tax distribution.
Parcels are subject to Bradley County property tax levies and local utility district assessments.
Property insurance premiums are rising due to regional weather volatility and increased replacement costs for residential structures.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Winnepesaukah Amusement Park4.117.5 mi
- Creative Discovery Museum4.718.7 mi
- Dave & Buster’s Chattanooga4.411.3 mi
- Spare Time Chattanooga4.415 mi
- Urban Air Trampoline and Adventure Park4.310.9 mi
- Chattanooga Convention Center4.619 mi
- Feed Table and Tavern4.618.9 mi
- Soldiers and Sailors Memorial Auditorium4.618.5 mi
- Golden Corral Buffet & Grill4.418.8 mi
- Topgolf Chattanooga4.314.9 mi
- Harrison Bay State Park4.68.1 mi
- Dave & Buster’s Chattanooga4.411.3 mi
- Enterprise South Nature Park4.88.2 mi
- UEC Theatres 144.53 mi
- Red Clay State Historic Park4.89.2 mi
- Tennessee Valley Railroad Museum4.812.7 mi
- Creative Discovery Museum4.718.7 mi
- Chattanooga Choo Choo Historic District4.418.7 mi
- Hunter Museum of American Art4.718.4 mi
- Red Clay State Historic Park4.89.2 mi
- Little Debbie Park4.86.4 mi
- Harrison Bay State Park4.68.1 mi
- Chester Frost Park4.69.9 mi
- Enterprise South Nature Park4.88.2 mi
- Red Clay State Historic Park4.89.2 mi
- B&B Marina, Paradise Point Restaurant, The Pavilion at B&B Restaurant4.616.9 mi
- Harbor Lights Marina4.49.4 mi
- Island Cove Marina & Resort4.57.4 mi
- Lakeshore Marina4.212.7 mi
- Island Cove Marina4.57.6 mi
- Bear Trace at Harrison Bay (TN Golf Trail)4.68.3 mi
- The Honors Course4.83.8 mi
- WindStone Golf Club4.611.6 mi
- Valleybrook Golf and Country Club4.112.4 mi
- Chatata Valley Golf & Country Club4.312.3 mi
- Hamilton Place4.311.2 mi
- Publix Super Market at Village at Waterside4.710.5 mi
- Publix Super Market at Mouse Creek4.69.5 mi
- Publix Super Market at Creek Plantation Village4.612.3 mi
- T.J. Maxx4.310.9 mi
- Chattanooga Metropolitan Airport4.413 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides opportunities for fishing, kayaking, and scenic recreation.
Local green spaces and community facilities serving the rural population.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.