The story of this market
The typical home in ZIP 36560 sells for about $121,000, or $85 per square foot.
Prices are down 2.5% from a year ago, which gives buyers more room to negotiate. Homes take about 92 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $787 a month.
ZIP 36560 — Mount Vernon
The housing market in 36560 remains highly affordable with a median price of $121,000, reflecting a stable but slow-moving rural market. Limited inventory and low sales volume suggest a quiet environment where price growth is currently stagnant or slightly negative. The area is primarily driven by local industrial employment and long-term residency rather than speculative investment.
This ZIP is best suited for budget-conscious buyers and long-term residents who prioritize affordability and a quiet, rural lifestyle over proximity to urban amenities.
Median prices moved down 2.5% year over year.
Homes spend a median of 92 days on market with 7.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 12.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 36560, Mobile County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime data for Mount Vernon is not determinable at the granular ZCTA level, though the area is generally characterized by a rural, low-density atmosphere.
Schools serving the area are part of the Mobile County Public School System, which faces ongoing challenges with performance metrics and resource allocation.
The area is subject to regional risks including tropical storm and hurricane activity common to the Alabama Gulf Coast, necessitating standard flood and wind insurance coverage.
Economic momentum is largely tied to industrial and logistics activity along the Highway 43 corridor, with limited new residential development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Commuting is heavily reliant on personal vehicles, with a mean travel time to work exceeding 30 minutes as residents typically drive toward employment hubs in Mobile.
Recreational opportunities are primarily rural and outdoor-focused, with limited immediate access to major shopping or entertainment districts within a 3-mile radius.
The rental market is characterized by low turnover and limited inventory, with demand driven by local industrial workers seeking affordable housing.
The local economy is anchored by industrial operations and logistics along the Mobile River and Highway 43, with significant influence from the broader Mobile metro industrial base.
Transportation is almost exclusively car-dependent, with Highway 43 serving as the primary arterial route for regional access.
There are no major large-scale residential or commercial developments currently reported as under construction within the ZIP code boundaries.
The Mobile County Revenue Commissioner oversees property assessments, utilizing a standard 10% assessment ratio for residential parcels.
Parcels are subject to Mobile County Public School System levies and standard municipal tax districts.
Property insurance premiums in this region are sensitive to coastal wind and flood risk, with many properties requiring specialized coverage.
Not determinable at the ZIP level.
Alabama is a non-judicial foreclosure state, allowing for relatively expedited processes compared to judicial states.
Alabama operates under a 'caveat emptor' (buyer beware) doctrine, placing a significant burden on buyers to conduct thorough inspections.
Data retrieved from Census Reporter ZCTA 36560 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space providing basic outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.