The story of this market
The typical home in ZIP 36523 sells for about $320,000, or $145 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,157 a month.
ZIP 36523 — Coden
The 36523 housing market is characterized by low inventory and slow turnover, reflecting its rural, coastal nature. Prices have seen modest appreciation, driven by limited supply rather than high demand, making it a niche market for those seeking waterfront access.
This ZIP is best suited for those seeking a quiet, rural coastal lifestyle, including local maritime workers and retirees who prioritize proximity to the water over urban amenities.
Median prices moved up 3.2% year over year.
Homes spend a median of 62 days on market with 4.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.3% · poverty 14.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 36523, Mobile County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Coden area are generally lower than the national average, though property crime remains the primary concern for local law enforcement in this rural coastal region.
Schools serving the area are part of the Mobile County Public School System, which faces ongoing challenges with funding and performance metrics compared to state averages.
The area is highly susceptible to hurricane-related storm surge and flooding due to its low-lying coastal geography, necessitating mandatory flood insurance for many properties.
Economic momentum is largely tied to the seafood and maritime industries, with limited new commercial development occurring within the immediate ZIP code boundaries.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution. County (Mobile County, Alabama) — Ad Valorem Property Tax: Tax is calculated by multiplying the appraised market value by the assessment ratio (Class I: 30%, Class II: 20%, Class III: 10%) to determine assessed value, then applying the total millage rate (base county/state/school rate of 48.5 mills plus applicable municipal millage).
Commutes are primarily car-dependent, with residents typically driving 30-45 minutes to reach employment hubs in the greater Mobile metropolitan area.
The area offers significant access to coastal fishing, boating, and outdoor recreation along the Mississippi Sound, with limited retail and dining options located within a 3-mile radius.
The rental market is characterized by a high share of single-family homes and mobile homes, with limited inventory and stable, modest rent growth.
The local economy is anchored by the commercial fishing, shrimping, and maritime support industries, with many residents commuting to Mobile for broader employment opportunities.
Transportation is almost exclusively via private vehicle, with limited public transit infrastructure connecting this rural area to the Mobile urban core.
There are no major large-scale commercial or residential developments currently approved or under construction within the 36523 ZIP code.
The Mobile County Revenue Commissioner oversees property assessments, utilizing a 10% assessment rate for residential parcels.
Parcels are subject to Mobile County Public School district taxes and various local fire and utility district levies.
Property insurance premiums are elevated due to high wind and flood risk, with many properties requiring coverage through the National Flood Insurance Program.
Data retrieved from ZCTA-level census tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Primary regional attraction for fishing and boating.
Local green space serving the immediate community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.