The story of this market
The typical home in ZIP 36104 sells for about $224,373, or $119 per square foot.
Prices are up +6.8% from a year ago, so sellers still have some momentum. Homes take about 57 days to sell. HUD's fair market rent for a two-bedroom is $777 a month.
ZIP 36104 — Montgomery
The 36104 housing market is characterized by stable, lower-cost inventory with a high concentration of rental properties. While the broader Montgomery market shows modest price appreciation, this specific ZIP remains an affordable entry point for investors and local residents, driven by its proximity to the downtown employment core.
This ZIP is primarily suited for budget-conscious renters and investors seeking high gross yields, as well as individuals working in the downtown Montgomery core.
Median prices moved up 6.8% year over year.
Homes spend a median of 57 days on market with 3.4 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 11.2% · poverty 42.5% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 36104, Montgomery County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Montgomery area remain elevated compared to national averages, with property and violent crime trends requiring caution for residents and investors.
Public schools serving the area generally face significant performance challenges, with many institutions receiving lower ratings on state accountability metrics.
The area is subject to standard regional climate risks, including potential for severe thunderstorms and localized flooding; property insurance premiums are sensitive to these hazard profiles.
Economic momentum is largely driven by state government, military, and healthcare sectors, though the area faces challenges with net job growth and infrastructure modernization.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution. County (Montgomery County, Alabama) — Real Property Tax Assessment: Property taxes are calculated based on the assessed value (a percentage of fair market value) multiplied by the applicable millage rates for the county, city, and school districts. Specific rates vary by municipal code. County (Montgomery County, Alabama) — Statewide Property Reappraisal Program: All real property is appraised at fair and reasonable market value using mass appraisal methods as mandated by Act 160 of the Alabama Legislature.
Residents in 36104 benefit from proximity to downtown Montgomery's employment core, allowing for short drive times and access to major highway corridors.
The area features historic sites, local parks, and proximity to the Alabama River waterfront, providing modest recreational opportunities within a short radius.
The rental market is characterized by high demand for affordable units, though vacancy pressure exists in older housing stock; investor activity is focused on yield-seeking opportunities.
The economy is anchored by state government operations, Maxwell-Gunter Air Force Base, and regional healthcare systems.
The area is served by a network of state highways and local roads, with limited public transit options primarily focused on bus service.
Development is focused on infill projects and the rehabilitation of historic properties within the central business district.
The Montgomery County Revenue Commissioner manages property assessments, utilizing a 10% assessment ratio for residential parcels.
Parcels are subject to Montgomery County and Montgomery Public Schools tax levies, with no major MUD/PID districts reported.
Property insurance markets are stable but reflect regional risks associated with wind and storm damage common in central Alabama.
Data retrieved from data.census.gov ZCTA 36104 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Launch Family Entertainment Prattville4.68.2 mi
- Sky Zone Trampoline Park4.46.9 mi
- Escapology Escape Rooms Montgomery4.91.5 mi
- Chuck E. Cheese4.26.9 mi
- Wind Creek Montgomery4.210.9 mi
- Montgomery Zoo & Mann Wildlife Learning Museum4.33.1 mi
- Golden Corral Buffet & Grill46.7 mi
- Montgomery Whitewater4.61.5 mi
- Alabama Shakespeare Festival4.87.2 mi
- The Legacy Museum4.91.4 mi
- Montgomery Zoo & Mann Wildlife Learning Museum4.33.1 mi
- Montgomery Whitewater4.61.5 mi
- Rosa Parks Museum4.71.7 mi
- AMC Chantilly 134.211.4 mi
- The Legacy Museum4.91.4 mi
- Montgomery Zoo & Mann Wildlife Learning Museum4.33.1 mi
- Alabama State Capitol4.62 mi
- Rosa Parks Museum4.71.7 mi
- Montgomery Museum of Fine Arts4.77.5 mi
- Montgomery Zoo & Mann Wildlife Learning Museum4.33.1 mi
- Montgomery Whitewater4.61.5 mi
- The National Memorial for Peace and Justice4.91.9 mi
- Jackson Lake Island4.73.5 mi
- Riverfront Park4.61.2 mi
- Lake Jordan Boat Ramp4.616.5 mi
- RTJ Golf Trail at Capitol Hill4.65.2 mi
- Wynlakes Golf & Country Club4.610.5 mi
- Lagoon Park Golf Course4.35.9 mi
- Gateway Golf Course4.44.4 mi
- Pines Golf Course3.69 mi
- SweetCreek Farm Market4.712.2 mi
- Eastdale Mall3.86.9 mi
- Publix Super Market at Zelda Place4.54.5 mi
- Dillard's Clearance Center4.17 mi
- Publix Super Market at High Point Town Center4.66.2 mi
- Montgomery Regional Airport4.17.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major historic site and tourist attraction located in the heart of the city.
Provides green space and event venues along the Alabama River.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.