LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 35228 sells for about $65,000, or $52 per square foot.

Prices are down 16.7% from a year ago, which gives buyers more room to negotiate. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,128 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 35228

Jefferson County →refreshed Sep 28, 20262 cycles retainednext refresh Oct 28, 2026
Market mood · cautious

The 35228 housing market is currently experiencing a period of price correction, with median values declining year-over-year. Low inventory and limited buyer competition characterize the current environment, making it a challenging market for sellers. The area remains an affordable option for investors and budget-conscious buyers, though market activity remains subdued.

Who this ZIP fits

This ZIP is primarily suited for budget-conscious buyers and investors seeking entry-level housing or rental properties in an established, lower-cost suburban environment.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 11.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$65,000
-16.7% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
68 days
Active listings
72
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
96%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
45
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
0
Growth/100

Median prices moved down 16.7% year over year.

47
Liquidity/100

Homes spend a median of 68 days on market with 6.0 months of supply — a balanced-paced market.

64
Momentum/100

15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.

69
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 22.4% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$52,500$60,000$67,500$75,000$82,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$450$525$600$675$750

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-1.2%

versus the prior ACS vintage

Net migration
−150 people

net outflow — more people moved out than in

Population base
10,216

ZCTA 35228, Jefferson County AL

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.6%
Foreign-born residents
161
Naturalized (of foreign-born)
9.9%
Non-citizens (of population)
1.4%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Americas
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the area are generally higher than the national average, consistent with broader trends in the Birmingham metropolitan periphery.

Schools & education

Public schools serving the area are primarily part of the Jefferson County and Fairfield school systems, which generally face challenges in state accountability ratings.

Environmental & hazard

The area is subject to standard Alabama climate risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying drainage areas.

Growth & development

Economic momentum is tied to the broader Birmingham industrial and service sectors, with limited new large-scale commercial development currently reported within the ZIP boundaries.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with access to I-20/59 providing a direct route to downtown Birmingham employment centers.

Recreation & amenities

Local recreation is centered on community parks and neighborhood green spaces, with proximity to larger regional parks and shopping centers in the Birmingham metro area.

Rental market

The rental market is characterized by a significant share of single-family homes, with steady demand driven by affordability relative to the broader Birmingham market.

Economy & employers

The local economy is heavily influenced by the Birmingham metropolitan area's industrial, healthcare, and service sectors.

Transportation & infrastructure

The area is served by major highway corridors including I-20 and I-59, facilitating regional transit.

Development pipeline

Development is largely focused on infill and the rehabilitation of existing residential properties.

County appraisal district

The Jefferson County Tax Assessor manages property valuations, with assessments typically updated on a recurring cycle.

Special districts

Parcels are subject to Jefferson County property taxes and specific municipal levies depending on the exact location within the ZIP.

Insurance & hazard market

Property insurance premiums are influenced by regional exposure to severe weather events, including wind and hail.

Foreclosure doctrine

Alabama is a non-judicial foreclosure state, allowing for relatively expedited processes under the power of sale clause.

Disclosure doctrine

Alabama follows a 'caveat emptor' (buyer beware) doctrine, though sellers must disclose known material defects.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 35228, Jefferson County AL
Population
10,216
Median age
38.8 yrs
Owner-occupancy
55.2%
Median home value
$79,200
Median gross rent
$850
Median household income
$50,147
Median year built
1960
Vacancy rate
12.1%
Renter share
44.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
-1.2%
Net migration
-150
Work-from-home share
4.5%
Mean commute
26.8 min
Bachelor's or higher
14.2%
Unemployment
4.1%
Poverty rate
22.4%
Avg household size
2.6
Black or African American
88.5%
White
7.2%
Hispanic or Latino
2.8%
Other
1.5%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Midfield Elementary SchoolElementary3/10Midfield City SchoolsServes the local community.
Midfield High SchoolHigh2/10Midfield City SchoolsPrimary high school for the area.
School districts
Midfield City SchoolsCSmall district serving the immediate area.
Jefferson County SchoolsBLarge district serving surrounding unincorporated areas.
Utilities & services
ElectricAlabama PowerPrimary provider for the region.
Natural GasSpire AlabamaStandard service provider.
Water/SewerBirmingham Water WorksRegional utility provider.
Major employers & industries
UAB MedicineHealthcareMajor regional employer.
Jefferson County GovernmentPublic SectorSignificant local employer.
Major amenities · ZIP 35228
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
18 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
6 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Midfield Community Park
Park

Provides local green space and recreational facilities for residents.

Birmingham CrossPlex
Sports Complex

Regional sports and entertainment venue located in close proximity.

Sources · 4 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).