The story of this market
The typical home in ZIP 35089 sells for about $305,000, or $161 per square foot.
Prices are up +16% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 35089 — Kellyton
The housing market in 35089 is characterized by low inventory and steady price appreciation, driven by demand for rural residential properties. While sales volume remains low, the market is stable with limited price volatility compared to urban centers. Buyers are primarily local residents or those seeking affordable, quiet living environments.
This ZIP is best suited for rural-lifestyle seekers, retirees, and local workers who prioritize affordability and space over proximity to urban amenities.
Median prices moved up 16.0% year over year.
Homes spend a median of 84 days on market with 3.0 months of supply — a balanced-paced market.
8% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.0% · poverty 10.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 35089, Coosa County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are part of the Coosa County School District, which maintains a rural focus with limited extracurricular offerings.
The area is subject to standard Alabama wildfire and severe thunderstorm risks; flood risk is localized to low-lying areas near creeks.
Economic momentum is limited, with the area primarily serving as a rural residential base for commuters to larger regional employment hubs.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Residents typically rely on personal vehicles for long-distance commutes to employment centers in Sylacauga or Alexander City.
Recreation is centered on outdoor activities, including proximity to Lake Mitchell and local hunting/fishing grounds.
The rental market is thin, consisting primarily of single-family homes with low turnover and minimal institutional investor presence.
The local economy is driven by agriculture, forestry, and small-scale retail, with most residents commuting outside the county for major employment.
Public transit is non-existent; the area is served by state and county road networks.
No major commercial or residential developments are currently approved or under construction in this ZIP.
The Coosa County Revenue Commissioner manages property assessments, typically utilizing a 10% assessment rate for residential parcels.
Parcels are subject to Coosa County School District taxes and local fire district assessments.
Property insurance premiums are rising due to regional exposure to severe convective storms and wind damage.
Alabama is a non-judicial foreclosure state, allowing for relatively rapid foreclosure processes upon default.
Alabama is a caveat emptor (buyer beware) state, placing the burden of property inspection and discovery on the buyer.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional reservoir providing boating and fishing access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.