LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 33804 sells for about $313,000, or $191 per square foot.

Prices are down 1.3% from a year ago, which gives buyers more room to negotiate. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 33804 — Lakeland

Polk County →Lakeland marketrefreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · cautiously optimistic

The Lakeland housing market is currently experiencing a period of price stabilization following years of rapid appreciation. While inventory levels have increased, demand remains supported by the region's strong logistics-based economy and population growth. Buyers are finding more leverage as the market shifts toward a more balanced state.

Who this ZIP fits

This area is well-suited for families and commuters seeking a more affordable alternative to the major coastal metros. It also attracts investors looking for steady rental demand in a growing logistics-focused economy.

Parent geography
Median sale price
$313,000
-1.3% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
1,009
Listings with price cuts
22%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
66
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
43
Growth/100

Median prices moved down 1.3% year over year.

71
Liquidity/100

Homes spend a median of 45 days on market with 3.6 months of supply — a fast-moving market.

67
Momentum/100

22% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

83
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 11.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$100,000$200,000$300,000$400,000$500,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,200$1,500$1,800$2,100$2,400

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
28,500

ZCTA 33804, Polk County FL

Area context
Crime & safety

Crime rates in the Lakeland area are generally higher than the national average, with property crime being the most frequently reported offense. Local law enforcement continues to focus on community-based policing to address these trends.

Schools & education

Schools in the Lakeland area are part of the Polk County Public Schools district, which maintains a mix of magnet, charter, and traditional public schools. Performance ratings vary significantly by specific school location.

Environmental & hazard

The area faces moderate risks from tropical storms and hurricanes, necessitating robust property insurance coverage. Flood zones are present in low-lying areas near lakes and wetlands, impacting insurance premiums.

Growth & development

Lakeland serves as a major logistics and distribution hub due to its central location between Tampa and Orlando. Significant industrial and residential development continues to expand along the I-4 corridor.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with I-4 serving as the primary artery connecting to Tampa and Orlando employment centers. Public transit options are limited, primarily consisting of local bus services.

Recreation & amenities

The area features numerous lakes, including Lake Hollingsworth, which offers walking trails and recreational space. Shopping and dining are concentrated in the downtown district and various suburban retail centers.

Rental market

The rental market is characterized by steady demand driven by the area's growing population and logistics workforce. Vacancy rates remain relatively low, though new multi-family construction is increasing supply.

Economy & employers

The economy is anchored by logistics, distribution, and healthcare, with major employers including Publix Super Markets and various regional medical centers. The area benefits from its strategic location between two major Florida metros.

Transportation & infrastructure

Transportation is dominated by highway access via I-4 and US-98. Local transit is provided by the Lakeland Area Mass Transit District (Citrus Connection).

Development pipeline

Ongoing residential and commercial development is focused on the city's periphery to accommodate population growth. Infrastructure upgrades are prioritized to manage increased traffic flow.

County appraisal district

The Polk County Property Appraiser assesses properties annually based on market data and state-mandated valuation standards.

Special districts

Parcels are subject to Polk County School District taxes and various municipal service taxing units.

Insurance & hazard market

Property insurance premiums are rising due to regional hurricane risk and market-wide adjustments in Florida. Citizens Property Insurance remains a significant provider in the area.

Migration & population flows

null

Foreclosure doctrine

null

Disclosure doctrine

null

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 33804, Polk County FL
Population
28,500
Median age
41.2 yrs
Owner-occupancy
68.5%
Median home value
$285,000
Median gross rent
$1,450
Median household income
$62,500
Median year built
1995
Vacancy rate
7.2%
Renter share
31.5%
Owner cost burden
22%
Renter cost burden
45%
Population change
+1.2%
Net migration
450
Work-from-home share
12.5%
Mean commute
28.5 min
Bachelor's or higher
24%
Unemployment
4.1%
Poverty rate
11.5%
Avg household size
2.6
White
65%
Hispanic
18%
Black
12%
Other
5%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Lakeland High SchoolHigh6/10Polk County Public SchoolsServes the broader Lakeland area.
School districts
Polk County Public SchoolsBLarge district serving the entire county with diverse school options.
Utilities & services
ElectricLakeland ElectricMunicipal provider.
InternetSpectrum/FrontierMajor regional providers.
Major employers & industries
Publix Super MarketsRetail/LogisticsCorporate headquarters and major regional employer.
Major amenities · ZIP 33804
Theme, amusement & water parks
14 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
13 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Hollingsworth
Park/Lake

Popular destination for walking, jogging, and bird watching.

Downtown Lakeland
Shopping/Dining

Historic district with local boutiques and restaurants.

On the horizon · announced & under construction
I-4 Logistics ExpansionInfrastructureOngoingContinuous development of distribution centers along the I-4 corridor.
Sources · 8 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.