The story of this market
The typical home in ZIP 33778 sells for about $308,000, or $240 per square foot.
Prices are up +17.8% from a year ago, so sellers still have some momentum. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $1,811 a month.
ZIP 33778 — Largo
The 33778 housing market is currently balanced, with home values showing moderate growth despite broader economic headwinds. Inventory remains tight, which continues to support pricing, though buyers are increasingly cautious regarding interest rates and affordability.
This ZIP is well-suited for retirees and downsizers due to its large senior population, as well as budget-conscious family buyers seeking access to the Tampa Bay area.
Median prices moved up 17.8% year over year.
Homes spend a median of 43 days on market with 3.2 months of supply — a fast-moving market.
34% of listings have cut prices · homes sell at 95% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 11.8% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 33778, Pinellas County, FL
Schools serving the area are part of the Pinellas County School District, which maintains a diverse range of public educational options.
The area is subject to Florida's regional climate risks, including hurricane and wind exposure, necessitating standard flood and hazard insurance coverage.
The area benefits from its proximity to the broader Tampa-St. Petersburg-Clearwater economic corridor, with steady demand for residential housing.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents have access to major thoroughfares like US-19, providing connectivity to employment hubs in Largo, Clearwater, and St. Petersburg.
The ZIP features proximity to local parks and is within a short drive of the Gulf Coast beaches and various shopping centers in Largo.
The rental market is characterized by steady demand, with median rents reflecting the broader Pinellas County cost-of-living trends.
The local economy is anchored by the broader Pinellas County service, healthcare, and tourism sectors.
The area is served by Pinellas Suncoast Transit Authority (PSTA) bus routes and major arterial roads.
Development is primarily focused on infill residential projects and commercial revitalization along major corridors.
The Pinellas County Property Appraiser manages assessments based on market value, subject to Florida's Save Our Homes assessment caps.
Parcels are subject to Pinellas County School District taxes and various municipal service taxing units.
Property insurance premiums in this region are influenced by state-wide windstorm risk and the availability of Citizens Property Insurance Corporation.
Data retrieved from data.census.gov ZCTA 33778 profile.
- Elev8 Fun4.318.5 mi
- Splash Harbour Water Park4.33.3 mi
- Capybara Cafe4.75.3 mi
- Sky Zone Trampoline Park4.63.9 mi
- Celebration Station Clearwater4.48.7 mi
- Raymond James Stadium4.518.9 mi
- George M. Steinbrenner Field4.718.8 mi
- Topgolf Saint Petersburg4.48 mi
- Sunken Gardens4.711.5 mi
- Innisbrook Resort4.516 mi
- Honeymoon Island State Park4.712.7 mi
- St. Pete Pier4.712.9 mi
- The Dalí Museum4.712.8 mi
- Clearwater Marine Aquarium4.26.6 mi
- Sunken Gardens4.711.5 mi
- The Dalí Museum4.712.8 mi
- Tarpon Springs Sponge Docks4.718.9 mi
- Imagine Museum: Contemporary glass art4.811.3 mi
- Weedon Island Preserve4.811.6 mi
- FloridaRAMA4.411.3 mi
- Honeymoon Island State Park4.712.7 mi
- St. Pete Pier4.712.9 mi
- Sunken Gardens4.711.5 mi
- Vinoy Park4.812.5 mi
- Florida Botanical Gardens4.80.9 mi
- Harborage Marina4.712.9 mi
- Tampa Yacht & Country Club4.719.1 mi
- St Petersburg Yacht Club4.712.5 mi
- City of Gulfport Municipal Marina4.611.5 mi
- Loggerhead St. Petersburg Marina4.613.6 mi
- Topgolf Saint Petersburg4.48 mi
- Mangrove Bay and Cypress Links Golf Courses410.8 mi
- Bardmoor Golf & Tennis Club3.73 mi
- Cove Cay Golf Club3.75.6 mi
- Smugglers Cove Adventure Golf4.65.5 mi
- St. Pete Pier4.712.9 mi
- Countryside Mall4.510 mi
- Tyrone Square4.37.2 mi
- John's Pass Village & Boardwalk4.66.8 mi
- MD Oriental Market4.56.4 mi
- Tampa International Airport4.617.4 mi
- St. Pete–Clearwater International Airport4.46.7 mi
- Rightway Parking4.321.1 mi
- Ambassador Limousine4.818.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional multi-use trail system that provides recreational access across the county.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.