ZIP 33740 — Treasure Island

Crime rates in Treasure Island are generally lower than the national average, with property crime being the most frequently reported incident type.

Schools serving the area are part of the Pinellas County School District, which maintains a mix of highly-rated magnet programs and standard public schools.

The area is highly susceptible to coastal flooding, storm surge, and wind damage, necessitating mandatory flood insurance for most residential properties.

Economic momentum is driven by tourism and high-end residential redevelopment, with limited land availability restricting large-scale new construction.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Commutes to St. Petersburg or Tampa are primarily via the Treasure Island Causeway and major arterial bridges, which can experience significant congestion during peak tourist seasons.

The ZIP features extensive public beach access, boating facilities, and proximity to the Treasure Island Golf Club and various waterfront parks.

The rental market is heavily influenced by seasonal demand and short-term vacation rentals, leading to high vacancy fluctuations and premium pricing for long-term leases.

The local economy is anchored by the hospitality, tourism, and service sectors, with significant employment hubs located in nearby St. Petersburg.

Public transit is limited to bus services connecting the barrier islands to the mainland, with most residents relying on personal vehicles.

Development is strictly regulated by coastal building codes, with current planning focused on density management and storm-resilient infrastructure.

The Pinellas County Property Appraiser assesses properties annually based on market value, subject to Save Our Homes assessment caps for primary residences.

Parcels are subject to Pinellas County school taxes, municipal taxes, and various special districts for water management and emergency services.

Property insurance premiums are high and rising due to hurricane exposure, with many properties requiring coverage through the state-backed Citizens Property Insurance Corporation.

Florida continues to see strong net domestic migration, though coastal ZIPs like 33740 are seeing slower growth due to high entry costs.

Florida is a judicial foreclosure state, requiring court intervention for all foreclosure proceedings.

Sellers are required to provide a comprehensive disclosure statement regarding the condition of the property, including known defects and flood history.