The story of this market
The typical home in ZIP 31320 sells for about $325,000, or $168 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,024 a month.
ZIP 31320 — Midway
The 31320 housing market remains stable, supported by consistent demand from military personnel and regional commuters. While inventory levels are moderate, the area continues to see steady price appreciation driven by its relative affordability compared to the nearby Savannah market.
This ZIP is well-suited for families and commuters seeking a quieter, coastal-adjacent lifestyle with more affordable housing options compared to the immediate Savannah urban core.
Median prices moved up 4.2% year over year.
Homes spend a median of 62 days on market with 5.8 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.0% · poverty 14.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 31320, Liberty County GA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime data for Midway is not determinable at the ZIP level; however, the area is generally characterized by rural and suburban coastal living with lower density than nearby urban centers.
Schools serving the 31320 area are primarily part of the Liberty County School System, which provides standard public education services for the region.
The area is located in a coastal region of Georgia, making it susceptible to hurricane-related wind and flood risks; property insurance premiums reflect these regional climate exposures.
Economic momentum is driven by proximity to the Georgia coast and regional military installations, with ongoing residential development in the Midway area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
Commuting is primarily vehicle-dependent, with residents traveling via US-84 and I-95 toward employment hubs in Hinesville and the Savannah metropolitan area.
The area features coastal access, proximity to the Midway Historic District, and various outdoor recreational opportunities including fishing and boating along the Georgia coast.
The rental market is characterized by a mix of long-term residential leases and some demand from military personnel, with moderate vacancy pressure.
The local economy is supported by the proximity to Fort Stewart and the broader Savannah regional industrial and logistics sector.
Transportation is dominated by private vehicle use, with I-95 and US-84 serving as the primary corridors for regional connectivity.
Development is focused on low-density residential expansion and infrastructure improvements to support the growing population in Liberty County.
The Liberty County Tax Assessor manages property valuations based on annual market assessments.
Parcels are served by the Liberty County School System and local municipal utility providers.
Property insurance markets are influenced by coastal hazard zones, requiring standard wind and flood coverage.
The region experiences steady net domestic migration driven by military personnel and those seeking lower-cost coastal living.
Georgia operates as a non-judicial foreclosure state, allowing for relatively efficient processing of defaulted mortgages.
Georgia is a caveat emptor (buyer beware) state, though sellers are required to provide a standard property disclosure form.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features the historic Midway Church and museum.
Provides access to fishing, boating, and marshland views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.