The story of this market
The typical home in ZIP 28901 sells for about $324,000, or $204 per square foot.
Prices are up +1.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $712 a month.
ZIP 28901 — Andrews
The 28901 housing market is characterized by low competition and high affordability relative to national trends. Data for specific metrics like sales counts and price-cut percentages are not currently published at the ZIP level, reflecting the rural nature of the area. Market activity remains stable with modest year-over-year value appreciation.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking affordable mountain living, as it offers a quiet, rural lifestyle with lower housing costs compared to national averages.
Median prices moved up 1.2% year over year.
Homes spend a median of 88 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 21.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 28901, Cherokee County NC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Cherokee County School District, which includes local elementary and middle schools in Andrews.
The area faces moderate risks related to mountainous terrain, including potential for flash flooding in low-lying areas and wildfire risks common to Western North Carolina.
The area is a small mountain town with limited large-scale industrial development, primarily focused on local services and tourism.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The area is rural and mountainous, requiring personal vehicle travel for most commutes to regional employment hubs.
The area offers access to mountain outdoor recreation, including proximity to the Nantahala National Forest and local parks.
The rental market is characterized by a high share of 2-bedroom units with limited inventory and moderate vacancy pressure.
The local economy is driven by small-scale retail, local government, and tourism-related services in the Appalachian region.
Transportation is primarily dependent on private vehicles via regional highway corridors; public transit options are minimal.
No major large-scale commercial or infrastructure developments are currently reported for this rural ZIP code.
Cherokee County manages property assessments for tax purposes.
Parcels are subject to Cherokee County property taxes and the Cherokee County School District levy.
Property insurance in this mountainous region may be influenced by wildfire and storm risk factors common to Western North Carolina.
Data sourced from Census Bureau and local estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Marina Station Water Park4.116.7 mi
- Fontana Village Resort & Marina4.315.8 mi
- Georgia Mountain Fair Inc4.516.7 mi
- Crane Creek Vineyards4.818 mi
- The Mason Bar4.616.4 mi
- Nantahala Weddings4.97.5 mi
- Andrews Valley Rail Tours4.92.4 mi
- Nantahala National Forest4.810.3 mi
- Wesser Bald Fire Tower4.912.5 mi
- Carolina Outfitters White Water Rafting4.96 mi
- Nantahala River Launch Site4.87.3 mi
- Cherokee Historical Museum4.616.4 mi
- The MAC - Murphy Art Center4.316.5 mi
- Nantahala National Forest4.810.3 mi
- Wesser Bald Fire Tower4.912.5 mi
- Carolina Outfitters White Water Rafting4.96 mi
- Cherohala Skyway - landmark4.811.3 mi
- Nantahala River Launch Site4.87.3 mi
- Fontana Village Marina4.716.1 mi
- Boundary Waters Resort & Marina4.718 mi
- Margarita Jack's Marina & RV4.514 mi
- Almond Boat & RV Park4.816.9 mi
- Alarka Marina4.819.3 mi
- Mountain Harbour Golf Club4.411.8 mi
- Ingles Market4.28 mi
- Ingles Markets4.412.3 mi
- Ingles Market4.23 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides extensive hiking, camping, and outdoor recreation opportunities surrounding the town.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.