The story of this market
The typical home in ZIP 28761 sells for about $171,600, or $165 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 53 days to sell. HUD's fair market rent for a two-bedroom is $1,088 a month.
ZIP 28761 — Nebo
The housing market in 28761 is characterized by low turnover and a high rate of owner-occupancy, reflecting a stable, rural community. Market activity is limited, with values remaining modest compared to broader regional trends in Western North Carolina. Demand is primarily driven by local residents and those seeking rural residential properties.
This area is best suited for retirees and families seeking a rural lifestyle with access to outdoor amenities, rather than commuters or urban-focused investors.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 53 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.7% · poverty 12.9% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 28761, Nebo, NC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is characterized by a rural economy with a focus on natural resources and tourism, with limited large-scale industrial development.
Property taxes are assessed at the county level by the McDowell County tax office based on the fair market value of real property.
Residents primarily rely on personal vehicles for commuting, with limited access to public transit options in this rural geography.
The area offers significant access to outdoor recreation, including proximity to Lake James and various trails within the Pisgah National Forest region.
The rental market is characterized by limited inventory and sustained demand, with median rents reflecting regional trends in Western North Carolina.
The local economy is driven by agriculture, forestry, and tourism-related services, with a significant portion of the workforce engaged in local small businesses.
Transportation is primarily served by state highways, with no major public transit infrastructure available.
The McDowell County Tax Assessor manages property valuations and tax assessments for all parcels within the ZIP code.
Parcels are subject to McDowell County property taxes and local school district levies.
Property insurance premiums are influenced by regional wildfire and wind risk factors common to the Appalachian mountain region.
Data retrieved from US Census Bureau ZCTA 28761 profile.
- Lightning Lanes4.17.6 mi
- Brown Mountain Beach Resort4.819.1 mi
- Silver Creek Golf Club4.65.6 mi
- COMMA Performing Arts Center4.712.6 mi
- Grind Cafe4.412.5 mi
- South Mountains State Park4.912.1 mi
- Lake James State Park4.76.3 mi
- Apple Hill Orchard and Cider Mill4.712.9 mi
- Toms Creek Falls Trail4.912.2 mi
- Wolf Pit Trailhead4.711.1 mi
- Paddys Creek Area4.76.1 mi
- Museum of North Carolina Minerals4.416 mi
- Heavy Metal Tattoo & Piercing4.814.2 mi
- Blanton House Restaurant & Venue4.36.8 mi
- History Museum of Burke County4.712.5 mi
- South Mountains State Park4.912.1 mi
- Lake James State Park4.76.3 mi
- Toms Creek Falls Trail4.912.2 mi
- Wolf Pit Trailhead4.711.1 mi
- Fonta Flora County Park and Connector Trailhead4.79.4 mi
- Lake James Camping Resort & Marina4.25 mi
- Bear Creek Marina4.17.2 mi
- Mimosa Boat Landing4.56.7 mi
- Silver Creek Golf Club4.65.6 mi
- Marion Lake Club4.44.8 mi
- Mimosa Hills Golf Club4.710.7 mi
- Rural King4.411.5 mi
- Ingles Market4.37 mi
- Jamestown Flea & Farmers Market4.19.4 mi
- T.J. Maxx4.411.3 mi
- Ross Dress for Less4.211.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major reservoir offering boating, fishing, and swimming opportunities.
Provides extensive hiking, camping, and outdoor recreation access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.