LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 28680 sells for about $289,900, or $167 per square foot.

Prices are up +1.9% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,236 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28680 — Morganton

Burke County →Hickory-Lenoir-Morganton marketrefreshed Sep 20, 2026next refresh Oct 20, 2026
Market mood · cautiously optimistic

The housing market in ZIP 28680 remains balanced, with steady demand and moderate inventory levels. Prices have seen modest year-over-year growth, supported by the area's affordability and regional economic stability.

Who this ZIP fits

This area is well-suited for families and individuals seeking a small-town atmosphere with access to outdoor recreation and a lower cost of living compared to larger metropolitan centers.

Parent geography
Morganton · no city intel reportBurke County →North Carolina state →
Median sale price
$289,900
+1.9% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
62 days
Active listings
72
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
60
Growth/100

Median prices moved up 1.9% year over year.

55
Liquidity/100

Homes spend a median of 62 days on market with 5.1 months of supply — a balanced-paced market.

74
Momentum/100

12% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

79
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 14.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$90,000$180,000$270,000$360,000$450,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$900$1,200$1,500$1,800$2,100

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
17,474

ZCTA 28680, Burke County, NC

Area context
Crime & safety

Crime rates in the Morganton area are generally lower than the national average, with property crime being the most frequently reported incident type.

Schools & education

Public schools in the area are part of the Burke County Public Schools system, which maintains a mix of ratings across elementary and secondary levels.

Environmental & hazard

The region is subject to standard North Carolina climate risks, including occasional heavy rainfall and localized flooding near water bodies, with moderate wildfire risk in forested areas.

Growth & development

The area benefits from its position in the Hickory-Lenoir-Morganton MSA, with a diverse economic base including manufacturing, healthcare, and retail sectors.

Taxation

Property taxes are assessed by Burke County and the City of Morganton, with rates determined by annual budget requirements and property valuations conducted by the county appraisal district.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with I-40 serving as the primary corridor connecting the area to larger employment hubs in Hickory and Asheville.

Recreation & amenities

The area offers access to outdoor amenities including the Catawba River, local parks, and proximity to the Blue Ridge Mountains for hiking and water sports.

Rental market

The rental market is characterized by moderate demand and limited inventory, with rents trending upward in line with regional economic growth.

Economy & employers

The local economy is anchored by manufacturing, healthcare services, and retail, with significant employment provided by regional medical centers and industrial parks.

Transportation & infrastructure

Transportation is dominated by highway access via I-40, with limited public transit options available within the city limits.

Development pipeline

Development efforts are focused on expanding commercial infrastructure and supporting residential growth in the outskirts of the city.

County appraisal district

The Burke County Tax Office conducts property assessments to determine fair market value for taxation purposes.

Special districts

Parcels are subject to Burke County and City of Morganton property taxes, with additional service districts for fire and emergency services.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard profiles, including flood and wind exposure, with standard market availability.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 28680, Burke County, NC
Population
17,474
Median age
41.2 yrs
Owner-occupancy
68.5%
Median home value
$251,938
Median gross rent
$950
Median household income
$48,500
Median year built
1982
Vacancy rate
7.2%
Renter share
31.5%
Owner cost burden
18.4%
Renter cost burden
42.1%
Population change
+0.5%
Net migration
120
Work-from-home share
8.4%
Mean commute
22.5 min
Bachelor's or higher
21.3%
Unemployment
4.1%
Poverty rate
14.8%
Avg household size
2.45
White
82.1%
Hispanic
7.5%
Black
6.2%
Other
4.2%

Data retrieved from data.census.gov for ZCTA 28680.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Morganton ElementaryElementary6/10Burke County SchoolsServes the local community with a focus on core curriculum.
Freedom High SchoolHigh5/10Burke County SchoolsPrimary high school serving the Morganton area.
School districts
Burke County Public SchoolsBDistrict-wide accountability score based on state performance metrics.
Utilities & services
InternetSpectrum/AT&TBroadband availability varies by specific location.
ElectricDuke EnergyPrimary provider for the region.
Water/SewerCity of MorgantonMunicipal utility services.
Major employers & industries
Burke HealthHealthcareMajor regional employer.
Industrial Manufacturing SectorManufacturingSignificant contributor to local employment.
Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Catawba River
Waterfront

Provides opportunities for fishing, kayaking, and scenic recreation.

Downtown Morganton
Shopping/Dining

Historic district featuring local boutiques, restaurants, and cultural venues.

On the horizon · announced & under construction
Morganton Downtown RevitalizationMixed-useOngoingMulti-phase project aimed at improving infrastructure and commercial space in the city center.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.