The story of this market
The typical home in ZIP 28207 sells for about $1,396,667, or $417 per square foot.
Prices are up +6.9% from a year ago, so sellers still have some momentum. Homes take about 60 days to sell. HUD's fair market rent for a two-bedroom is $3,200 a month.
ZIP 28207 — Charlotte
The 28207 housing market remains highly resilient, characterized by low inventory and strong demand for luxury properties. Prices continue to appreciate steadily, driven by the area's prestige and proximity to the Charlotte business core. Market conditions remain favorable for sellers, with homes selling near list price despite a moderate increase in days on market.
This ZIP is ideal for affluent families, established professionals, and downsizers who prioritize proximity to Uptown Charlotte, historic charm, and access to top-tier schools.
Median prices moved up 6.9% year over year.
Homes spend a median of 60 days on market with 4.8 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 3.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 28207, Mecklenburg County NC
The area is generally considered safe with crime rates significantly lower than the Charlotte city-wide average, primarily experiencing low-level property crime.
The ZIP is served by highly-rated public schools within the Charlotte-Mecklenburg school system, consistently ranking among the top-performing institutions in the region.
The area has low exposure to major natural hazards, though localized flooding can occur in low-lying areas near creeks; standard homeowners insurance is readily available.
Economic momentum is driven by its proximity to the Charlotte central business district and the high-end retail and office developments along the Queens Road corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
Residents enjoy a short, direct commute to Uptown Charlotte, typically taking 10-15 minutes by car via major arterial roads like Queens Road.
The area features extensive access to the historic Myers Park greenways, Freedom Park, and proximity to high-end shopping and dining districts along Selwyn Avenue.
The rental market is characterized by high demand for luxury townhomes and apartments, with low vacancy rates and steady rent appreciation due to the area's prestige.
The economy is anchored by the financial services sector in nearby Uptown Charlotte, with a strong presence of professional services and healthcare administration.
The area is well-served by major arterial roads connecting to the I-77 and I-277 highway loops, facilitating easy regional access.
Development is strictly managed by local zoning to preserve the historic character of the neighborhood, limiting large-scale commercial expansion.
Mecklenburg County performs property revaluations on a multi-year cycle to ensure assessments align with current market values.
Parcels are subject to standard county and city tax levies, with no significant MUD or PID districts impacting residential property taxes.
Property insurance premiums are stable, reflecting the area's low risk profile for natural disasters compared to coastal regions.
North Carolina continues to see strong net domestic migration, with the Charlotte metro area serving as a primary destination for new residents.
North Carolina is a non-judicial foreclosure state, allowing for a relatively streamlined process for lenders.
Sellers are required to provide a comprehensive residential property disclosure statement covering the condition of the home and known defects.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Carowinds4.49.1 mi
- Great Wolf Lodge | Concord4.313.3 mi
- Frankie's of Charlotte4.512.5 mi
- Activate Games4.96.3 mi
- Ray’s Splash Planet4.43.5 mi
- Bank of America Stadium4.62.8 mi
- Spectrum Center4.52.4 mi
- Charlotte Motor Speedway4.713.5 mi
- Truliant Amphitheater4.411.3 mi
- U.S. National Whitewater Center4.711.6 mi
- NASCAR Hall of Fame4.72.3 mi
- U.S. National Whitewater Center4.711.6 mi
- Discovery Place Science4.52.7 mi
- Regal Stonecrest at Piper Glen4.49 mi
- Freedom Park4.81.1 mi
- Optimist Hall4.72.9 mi
- NASCAR Hall of Fame4.72.3 mi
- Discovery Place Science4.52.7 mi
- Museum of Illusions Charlotte4.52.5 mi
- Billy Graham Library4.94.8 mi
- U.S. National Whitewater Center4.711.6 mi
- Freedom Park4.81.1 mi
- CLT Airport overlook4.68.1 mi
- Romare Bearden Park4.62.7 mi
- Reedy Creek Nature Preserve4.88 mi
- Topgolf Charlotte - Southwest4.47.4 mi
- Topgolf Charlotte - University4.37.2 mi
- Puttery4.42.5 mi
- Tipsy Pickle4.83.8 mi
- Sunset Hills Golf Course3.98.7 mi
- SouthPark4.52.9 mi
- Charlotte Premium Outlets4.58.4 mi
- Northlake Mall4.311.1 mi
- Carolina Place4.48.2 mi
- Camp North End4.63.7 mi
- Charlotte Douglas International Airport3.97.5 mi
- Concord-Padgett Regional Airport4.414.4 mi
- The Club CLT3.37.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major 98-acre park featuring trails, a lake, and sports facilities.
Renowned for its tree-lined streets and historic architecture.
A primary corridor for high-end local boutiques and restaurants.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.