The story of this market
The typical home in ZIP 28164 sells for about $376,000, or $157 per square foot.
Prices are up +2% from a year ago, so sellers still have some momentum. Homes take about 22 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,126 a month.
ZIP 28164 — Stanley
The 28164 housing market remains stable with moderate competition and steady price appreciation. Low inventory levels continue to support home values, though the pace of growth has moderated compared to previous years. Buyers are active, but the market is sensitive to interest rate fluctuations.
This ZIP is well-suited for families and commuters who desire a suburban lifestyle with access to Charlotte's job market while maintaining a lower cost of living than the urban core.
Median prices moved up 2.0% year over year.
Homes spend a median of 22 days on market with 1.5 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 7.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 28164, North Carolina
Crime rates in the Stanley area are generally considered low compared to the broader Charlotte metropolitan region, with property crime being the primary concern.
Schools serving the 28164 ZIP code are primarily part of the Lincoln County Schools district, which generally maintains a positive reputation for academic performance.
The area is subject to standard North Carolina weather risks, including occasional severe thunderstorms and high winds; flood risk is localized to specific low-lying areas near the Catawba River.
The area is experiencing steady residential growth as a bedroom community for the Charlotte metro, with infrastructure improvements focused on supporting increased commuter traffic.
Property taxes are assessed by Lincoln County and the City of Stanley, with additional levies for school districts and fire services; no state-level property tax is applied.
Residents primarily commute by car to employment hubs in Charlotte and Gastonia, with travel times typically ranging from 30 to 45 minutes depending on traffic.
The area offers access to outdoor recreation including proximity to the Catawba River, local community parks, and various golf courses within a short drive.
The rental market is characterized by low vacancy rates and steady demand, driven by individuals seeking more affordable housing options outside of the Charlotte city center.
The local economy is supported by a mix of manufacturing, retail, and service industries, with many residents commuting to the larger Charlotte-Gastonia economic corridor.
Transportation is heavily reliant on personal vehicles, with major access provided by NC-16 and NC-27 corridors connecting to the broader region.
Development is focused on residential growth and supporting commercial infrastructure to accommodate the increasing population.
The county appraisal district conducts periodic revaluations to ensure property assessments align with current market values.
Parcels are subject to Lincoln County and City of Stanley tax jurisdictions, along with specific school and fire district levies.
Property insurance premiums are stable but reflect regional risks associated with wind and storm damage common in the Piedmont region.
The state continues to see positive net domestic migration, driven by job growth in the Charlotte and Research Triangle areas.
North Carolina is a judicial foreclosure state, requiring court involvement for the foreclosure process.
Sellers are required to provide a residential property disclosure statement detailing the condition of the property.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Great Wolf Lodge | Concord4.319.9 mi
- Frankie's of Charlotte4.513.5 mi
- Victory Lane Indoor Karting4.514.4 mi
- Ray’s Splash Planet4.415.4 mi
- Spare Time Huntersville4.311.9 mi
- Bank of America Stadium4.615.9 mi
- Spectrum Center4.516.5 mi
- U.S. National Whitewater Center4.78 mi
- Carolina Renaissance Festival4.617.4 mi
- NASCAR Hall of Fame4.716.4 mi
- U.S. National Whitewater Center4.78 mi
- Birkdale Village4.611.5 mi
- Sullenberger Aviation Museum4.712.8 mi
- Ramsey Creek Park4.411.1 mi
- AMC Northlake 144.312.2 mi
- Optimist Hall4.716.6 mi
- NASCAR Hall of Fame4.716.4 mi
- Discovery Place Science4.516.2 mi
- Museum of Illusions Charlotte4.516.2 mi
- Billy Graham Library4.915.6 mi
- Sunset Hills Golf Course3.911.1 mi
- Verdict Ridge Golf & Country Club4.88.1 mi
- Pine Island Country Club4.57.7 mi
- Birkdale Golf Club3.411.2 mi
- Golf Galaxy4.412.6 mi
- Northlake Mall4.312.1 mi
- Birkdale Village4.611.5 mi
- The Barnyard Flea Markets4.38.3 mi
- Publix Super Market at Hoffman Village4.611.2 mi
- Marshalls & HomeGoods412.5 mi
- Charlotte Douglas International Airport3.912.7 mi
- Concord-Padgett Regional Airport4.419.7 mi
- The Club CLT3.312.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides recreational opportunities including fishing and boating.
Local community park with walking trails and picnic areas.
Key-figure check: median price diverges 19.2% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: confirmed genuine market swing — the flagged $376,000 was independently re-read and corroborated by 3 source(s); it stands as the new anchor baseline.