LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 28101 sells for about $342,000, or $237 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $875 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28101 — McAdenville

Gaston County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · cautiously optimistic

The housing market in 28101 remains stable with low inventory and steady demand, driven by its desirable location near Charlotte. Prices have seen moderate year-over-year growth, though the limited number of listings keeps sales volume low. Buyers are primarily attracted to the area's historic charm and community amenities.

Who this ZIP fits

This ZIP is ideal for commuters seeking a small-town atmosphere within reach of Charlotte, as well as families attracted to the historic character and community-focused environment.

Parent geography
McAdenville · no city intel reportGaston County →North Carolina state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 1.3 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$342,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

68
Liquidity/100

Homes spend a median of 48 days on market with 4.0 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$170,000$255,000$340,000$425,000$510,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,400$2,100$2,800$3,500$4,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+2.1%

versus the prior ACS vintage

Population base
898

ZCTA 28101, Gaston County NC

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
7.6%
Foreign-born residents
68
Naturalized (of foreign-born)
41.2%
Non-citizens (of population)
4.5%
Entered 2010 or later (of foreign-born)
41.2%
World region of birth (foreign-born)
Europe
45.6%
Asia
29.4%
Americas
20.6%
Africa
4.4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

McAdenville is generally considered a safe, small-town community with low reported crime rates compared to the broader Charlotte metropolitan area.

Schools & education

The area is served by Gaston County Schools, which generally maintains a stable reputation within the regional educational landscape.

Environmental & hazard

The area is subject to standard regional climate risks, including potential for heavy rainfall and localized flooding, though it is not in a high-risk coastal zone.

Growth & development

McAdenville is known as 'Christmas Town USA,' with economic momentum driven by its proximity to the Charlotte metropolitan employment core and ongoing residential interest in historic mill-town revitalization.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.

Transportation & commute

Located approximately 15 miles west of Charlotte, residents primarily commute via I-85, which provides direct access to the Charlotte employment hub.

Recreation & amenities

The area features the South Fork Catawba River, extensive greenway trails, and proximity to the historic downtown district with local shopping and dining.

Rental market

The rental market is characterized by limited inventory and high demand, with most units consisting of single-family homes or small-scale multi-family conversions.

Economy & employers

The economy is heavily influenced by the broader Charlotte-Gastonia-Concord MSA, with major employment sectors including manufacturing, healthcare, and professional services.

Transportation & infrastructure

Primary transit is via private vehicle on I-85; public transit options are limited, relying on regional bus connections to Charlotte.

Development pipeline

Development is focused on infill residential projects and the preservation of historic districts to maintain the town's unique character.

Special districts

Parcels are subject to Gaston County property taxes and the Gaston County School District levy.

Insurance & hazard market

Standard North Carolina property insurance market; premiums are influenced by regional weather patterns and proximity to the river.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 28101, Gaston County NC
Population
898
Median age
37.8 yrs
Owner-occupancy
85%
Median home value
$342,000
Median gross rent
$950
Median household income
$124,063
Median year built
2005
Vacancy rate
4.5%
Renter share
15%
Owner cost burden
18%
Renter cost burden
25%
Population change
+2.1%
Work-from-home share
12.5%
Mean commute
28.5 min
Bachelor's or higher
45%
Unemployment
3.2%
Poverty rate
4.5%
Avg household size
2.91
White
92%
Hispanic
4%
Black
2%
Other
2%

Data retrieved from data.census.gov ZCTA 28101 profile.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

McAdenville ElementaryElementaryBGaston County SchoolsLocal neighborhood school serving the primary residential area.
School districts
Gaston County SchoolsB-Large district serving the majority of Gaston County with varying performance across schools.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerTown of McAdenvilleMunicipal utility services.
InternetSpectrum/AT&TBroadband availability varies by street.
Major employers & industries
Gaston County SchoolsEducationMajor regional employer.
CaroMont HealthHealthcareSignificant regional healthcare provider.
Major amenities · ZIP 28101
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
9 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Pharr Family YMCA
Sports Complex

A major community hub providing fitness and recreational facilities.

McAdenville Greenway
Trail

Scenic walking and biking paths along the South Fork Catawba River.

On the horizon · announced & under construction
McAdenville Mill RedevelopmentMixed-UseOngoingAdaptive reuse of historic mill structures into residential and commercial space.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.