LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 28086 sells for about $239,000, or $157 per square foot.

Prices are down 20% from a year ago, which gives buyers more room to negotiate. Homes take about 130 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,642 a month.

Market figures inherited

This ZIP has no home sales of its own, so its market figures come from Kings Mountain, North Carolina (city-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28086 — Kings Mountain

Cleveland County →Gaston County →spans 2 countiesrefreshed Oct 7, 2026next refresh Nov 6, 2026
Market mood · neutral

The market in 28086 is currently characterized by limited available data for key metrics such as sales volume, months of supply, and rent. Current listings show a median price of $320,000 with a median price per square foot of $171. Most specific market indicators are not published at the ZIP level, requiring reliance on broader census estimates for demographic context.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking more affordable housing options compared to the Charlotte urban core. It appeals to those who value proximity to outdoor recreation and a small-town atmosphere while maintaining access to regional employment centers.

Parent geography
Kings Mountain · no city intel reportCleveland County →North Carolina state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 234.5 km²Water area · 1.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$239,000
-20% year over year
Divergent · 13.1% from published 2024 series — validation case open, publishes pending verdict
Days on market
130 days
Active listings
166
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
38
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
0
Growth/100

Median prices moved down 20.0% year over year.

0
Liquidity/100

Homes spend a median of 130 days on market with 0.0 months of supply — a slower-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$90,000$180,000$270,000$360,000$450,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$900$1,350$1,800$2,250$2,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2023 5-year estimates
Population base
28,921

ZCTA 28086

Area context
Crime & safety

Crime rates in Kings Mountain are generally consistent with regional averages for similar-sized towns in western North Carolina. Local law enforcement reports stable trends, though property crime remains the primary focus of community safety efforts.

Schools & education

Schools serving the area are part of the Cleveland County Schools district, which provides a range of public education options. Performance ratings are generally moderate, with ongoing efforts to improve student outcomes and facility resources.

Environmental & hazard

The area is subject to standard regional risks, including occasional severe thunderstorms and high winds. Flood risk is localized to specific low-lying areas near creeks, and property insurance remains available but subject to standard market-wide premium adjustments.

Growth & development

Economic momentum is driven by proximity to the Charlotte metropolitan area and local manufacturing and logistics employers. Infrastructure improvements and regional development projects continue to support steady residential growth.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.

Transportation & commute

Residents primarily commute via I-85 and US-74, providing access to employment hubs in Gastonia and Charlotte. Public transit options are limited, making personal vehicle ownership essential for most commuters.

Recreation & amenities

The area features access to Kings Mountain National Military Park and Crowders Mountain State Park, offering extensive hiking and outdoor recreation. Local shopping and dining are concentrated in the historic downtown district and along major highway corridors.

Rental market

The rental market is characterized by moderate demand and limited inventory, with rents showing a steady upward trajectory. Investor interest is present, though the market is primarily driven by long-term residential tenants.

Economy & employers

The local economy is supported by manufacturing, healthcare, and retail sectors. Proximity to Charlotte allows for a diverse employment base for residents.

Transportation & infrastructure

The area is served by major highway corridors including I-85 and US-74, facilitating regional travel. Public transportation is minimal, relying on road infrastructure.

Development pipeline

Development is focused on residential expansion and infrastructure upgrades to support population growth. Commercial projects are primarily concentrated along major highway interchanges.

County appraisal district

Cleveland County Tax Assessor manages property valuations, with periodic revaluations conducted to ensure market alignment.

Special districts

Parcels are subject to county and municipal tax districts, with specific utility districts providing water and sewer services in incorporated areas.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and hazard exposure, with standard market availability.

Discovery profileACS 2023 5-year estimates
Census profile · ZCTA 28086
Population
28,921
Median home value
$181,600
Median household income
$56,079

Data retrieved from AtlasBig and UnitedStatesZipCodes based on 2023 ACS estimates.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Kings Mountain High SchoolHigh6/10Cleveland County SchoolsServes the primary high school population for the ZIP.
Kings Mountain Middle SchoolMiddle5/10Cleveland County SchoolsProvides core middle school education.
Bethware Elementary SchoolElementary6/10Cleveland County SchoolsServes the elementary student population.
School districts
Cleveland County SchoolsBDistrict serving the majority of the ZIP code with comprehensive K-12 programs.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasPiedmont Natural GasAvailable in most residential areas.
InternetSpectrum/AT&TBroadband services available throughout the ZIP.
Water/SewerCity of Kings MountainMunicipal service for incorporated areas.
Major employers & industries
Kings Mountain HospitalHealthcareMajor local employer.
Manufacturing SectorIndustrialVarious local manufacturing plants.
Major amenities · ZIP 28086
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
9 · 20 mi
Lakes, marinas & beaches
2 · 20 mi
Shopping & dining districts
13 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Kings Mountain National Military Park
Park

A historic site offering hiking trails and educational programs.

Crowders Mountain State Park
Park

Features rugged terrain, rock climbing, and scenic overlooks.

Downtown Kings Mountain
Shopping/Dining

Historic district with local boutiques and restaurants.

On the horizon · announced & under construction
Kings Mountain Gateway Trail ExpansionInfrastructureOngoingMulti-phase project to connect local parks and residential areas.
Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$373,607
Closed sales (monthly)
1
Median asking rent
$1,691/mo
Distress filings (ledger)
0

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 3 cited

No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 14.3% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $320,000 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.