LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 25443 sells for about $484,995, or $210 per square foot.

Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,099 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 25443 — Shepherdstown

Jefferson County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The 25443 housing market is characterized by a median listing price of approximately $485,000 and steady demand from commuters and university-affiliated residents. Inventory remains constrained, which supports current price levels despite broader economic shifts. The market is currently stable with limited volatility in listing activity.

Who this ZIP fits

This ZIP is well-suited for families, academics, and commuters seeking a historic, small-town atmosphere with access to regional employment centers.

Parent geography
Shepherdstown · no city intel reportJefferson County →West Virginia state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 79.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$484,995
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
45 days
Active listings
45
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

71
Liquidity/100

Homes spend a median of 45 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 5.7% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 5-year estimates
Population base
7,496

ZCTA 25443, Jefferson County WV

Area context
Schools & education

The area is served by Jefferson County Schools, which generally maintains a stable reputation within the region.

Environmental & hazard

The region is subject to standard flood and wind risks typical of the Potomac River valley; insurance premiums are influenced by regional hazard exposure.

Growth & development

Economic momentum is driven by proximity to the Washington D.C. metro area and the presence of Shepherd University, which serves as a major local anchor.

Taxation

Property taxes are assessed at the county level in West Virginia; the state utilizes a 60% assessment rate of fair market value for residential properties.

Transportation & commute

Commuters primarily utilize WV-480 and WV-9 to connect to regional employment hubs, with many residents commuting toward the D.C. metro area or nearby Martinsburg.

Recreation & amenities

The area features significant access to the Potomac River, the C&O Canal National Historical Park, and the historic downtown Shepherdstown shopping and dining district.

Rental market

The rental market is characterized by steady demand, partly supported by the university population and regional commuters, with limited vacancy pressure.

Economy & employers

The local economy is anchored by Shepherd University, tourism, and a growing base of professional commuters working in the broader D.C. metropolitan area.

Transportation & infrastructure

Transportation relies heavily on private vehicle use via state highway corridors, with limited public transit options connecting to regional hubs.

Development pipeline

Development is generally focused on maintaining the historic character of the town while accommodating moderate residential growth.

County appraisal district

The Jefferson County Assessor manages property valuations based on a 60% assessment ratio of market value.

Special districts

Parcels are subject to Jefferson County school and municipal tax levies.

Insurance & hazard market

Property insurance markets are stable but sensitive to regional weather-related hazard risks.

Foreclosure doctrine

West Virginia is a non-judicial foreclosure state.

Disclosure doctrine

Sellers are required to provide a residential property disclosure statement regarding the condition of the property.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 25443, Jefferson County WV
Population
7,496
Median age
40.3 yrs
Owner-occupancy
55%
Median home value
$484,995
Median household income
$111,593
Median year built
1986
Vacancy rate
10%
Renter share
35%
Unemployment
4.8%
Poverty rate
5.7%

Data sourced from Census and local market reports.

School districts
Jefferson County SchoolsNot determinableThe sole district serving the county.
Major employers & industries
Shepherd UniversityEducationMajor regional employer.
Major amenities · ZIP 25443
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Museums, galleries & history
16 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
8 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities
Inside this ZIP
Shepherd University
Education/Cultural

A public liberal arts university that serves as a major cultural and economic anchor for the town.

C&O Canal National Historical Park
Park

Provides extensive trails and outdoor recreation along the Potomac River.

Historic Downtown Shepherdstown
Shopping/Dining

A historic district featuring local boutiques, galleries, and restaurants.

Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.