LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21915 sells for about $416,000, or $210 per square foot.

Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 44 days to sell. HUD's fair market rent for a two-bedroom is $825 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21915 — Chesapeake City

Cecil County →refreshed Sep 19, 2026next refresh Oct 19, 2026
Market mood · cautious

The 21915 ZIP code presents a challenging market where high entry pricing relative to rental income requires careful operator management. While the broader Cecil County region shows steady demand, this specific area requires experienced investors to navigate potential vacancy and delinquency risks.

Who this ZIP fits

This ZIP is best suited for experienced real estate investors who can navigate the specific risks associated with the local market's pricing and rental yield dynamics.

Parent geography
Chesapeake City · no city intel reportCecil County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 58.9 km²Water area · 11.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$416,000
0% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
44 days
Active listings
417
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

72
Liquidity/100

Homes spend a median of 44 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

71
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.8% · poverty 11.8% — a stable, low-distress profile.

Market pressure
Price vs fundamentals
Strong premium · +68.0%
Price vs rent, national
+93.9%
Explained by signals
+15.4%
Location premium
+68.0%
Gross rent yield
3.7%
Neighborhood price trend: 0.0%Natural hazard risk: +0.6%Mortgage denial rate: +1.1%Household income: +4.1%Housing vacancy: +20.7%Unemployment: -4.4%College-educated share: -5.8%Owner occupancy: -4.2%

Built from 68 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.

Market momentum · distress to ascension
Distressed · -38
Days on market, year over year104▼
Sale-to-list ratio0.91▼
Housing vacancy rate24.8▼
Pending sales, year over year-0.54▼
New listings, year over year-0.44▲
Share sold above list0▼
Sale price, year over year0.25▲
Share under contract in 2 weeks0.17▼
Unemployment rate7.8▼
Sale vs list price (price cuts)6.89▲
Months of supply1.83▼
FHFA ZIP price index, year over year4.88▲
Foreclosure filings per 100 sales0▲
Inventory, year over year0▲
Census trends · population flows2026
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
2,471

ZCTA 21915, Cecil County MD

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.1%
Foreign-born residents
51
Naturalized (of foreign-born)
76.5%
Non-citizens (of population)
0.5%
Entered 2010 or later (of foreign-born)
7.8%
World region of birth (foreign-born)
Americas
88.2%
Asia
5.9%
Africa
5.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Rental market

The rental market in 21915 shows a median rent of $1,179 per month, with market conditions favoring experienced operators who can manage vacancy and delinquency risks.

Economy & employers

The local economy is tied to the broader Cecil County region, which has seen steady but modest growth in housing and rental demand.

Discovery profile2026
Census profile · ZCTA 21915, Cecil County MD
Population
2,471
Median age
51.9 yrs
Owner-occupancy
0%
Median home value
$416,000
Median gross rent
$1,179
Median household income
$90,199
Median year built
1975
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
0%
Net migration
0
Work-from-home share
0%
Mean commute
0 min
Bachelor's or higher
0%
Unemployment
7.8%
Poverty rate
11.8%
Avg household size
0

Data sourced from Repit and Census Bureau profiles for Cecil County.

Major amenities · ZIP 21915
Theme, amusement & water parks
13 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
14 · 20 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
10 · 20 mi
Shopping & dining districts
15 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.