LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21146 sells for about $750,570, or $255 per square foot.

Prices are up +2.6% from a year ago, so sellers still have some momentum. Homes take about 32 days to sell. HUD's fair market rent for a two-bedroom is $3,758 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21146 — Severna Park

Anne Arundel County →refreshed Oct 17, 2026next refresh Nov 16, 2026
Market mood · cautiously optimistic

The Severna Park housing market remains robust with a median price of $750,570, reflecting high demand and limited inventory. While sales data for the most recent month was not available, the market shows steady year-over-year price growth of 2.6%. The area continues to attract affluent buyers due to its strong school system and proximity to major employment centers.

Who this ZIP fits

This ZIP is well-suited for established families and professionals seeking a suburban lifestyle with high-quality schools and proximity to major employment hubs in Annapolis and Baltimore.

Parent geography
Severna Park · no city intel reportAnne Arundel County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 26.3 km²Water area · 6.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$750,570
+2.6% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
32 days
Active listings
60
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
73
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
63
Growth/100

Median prices moved up 2.6% year over year.

83
Liquidity/100

Homes spend a median of 32 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

97
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 2.1% — a stable, low-distress profile.

Market pressure
Market momentum · distress to ascension
Firming · +17
Share under contract in 2 weeks0.7▲
Unemployment rate2.4▲
Share sold above list0.47▲
Months of supply0.74▲
New listings, year over year0.18▼
Pending sales, year over year0.19▲
Sale-to-list ratio1.01▲
Housing vacancy rate4.2▲
Inventory, year over year0.18▼
Sale price, year over year0.09▲
Days on market, year over year9▼
Foreclosure filings per 100 sales0▲
FHFA ZIP price index, year over year3.23▼
Sale vs list price (price cuts)-0.65▲
Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
28,593

ZCTA 21146, Anne Arundel County MD

Area context
Schools & education

The area is served by the Anne Arundel County Public Schools system, which is generally characterized by high-performing schools that contribute to the community's desirability for families.

Environmental & hazard

The area faces standard regional risks for wind and storm events common to the Chesapeake Bay region; specific flood-zone designations vary by parcel.

Growth & development

Economic momentum is driven by proximity to the Baltimore-Washington corridor and the presence of major regional employers in government, defense, and healthcare sectors.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.

Transportation & commute

Residents typically commute via I-97 or MD-2 toward Annapolis, Baltimore, or the Washington D.C. metro area, with commute times varying significantly based on traffic congestion.

Recreation & amenities

The area features extensive access to the B&A Trail, numerous community parks, and waterfront access along the Severn River and Magothy River, with local shopping centers providing daily amenities.

Rental market

The rental market shows strong demand with a median rent of $3,758, reflecting the area's high cost of living and limited inventory of rental-specific housing stock.

Economy & employers

The local economy is anchored by proximity to the state capital of Annapolis and the broader Baltimore-Columbia-Towson metropolitan area, with a strong presence of professional services and government-contracting industries.

Development pipeline

Development is primarily focused on infill residential projects and the revitalization of existing commercial corridors along Ritchie Highway.

Special districts

Parcels are subject to Anne Arundel County property taxes and standard utility service districts for water and sewer.

Insurance & hazard market

Property insurance premiums are influenced by the area's proximity to the Chesapeake Bay and associated coastal weather risks.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 21146, Anne Arundel County MD
Population
28,593
Median age
43.5 yrs
Owner-occupancy
85.2%
Median home value
$622,000
Median gross rent
$2,450
Median household income
$171,848
Median year built
1978
Vacancy rate
4.4%
Renter share
14.8%
Owner cost burden
22.5%
Renter cost burden
35.2%
Population change
+0.5%
Work-from-home share
28.4%
Mean commute
34.2 min
Bachelor's or higher
62.1%
Unemployment
2.8%
Poverty rate
2.1%
Avg household size
2.8
White
88.5%
Black or African American
3.2%
Asian
4.1%
Hispanic or Latino
3.1%
Other
1.1%

Data retrieved from US Census Bureau ACS 5-year estimates; figures represent ZCTA 21146.

Public schools with an address here · 8

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.

Anne Arundel Evening HighHigh
Severna Park HighHighAAnne Arundel County Public Schools
Severna Park MiddleMiddleAAnne Arundel County Public Schools
Benfield ElementaryElementary
Folger Mckinsey ElementaryElementary
Jones ElementaryElementary
Oak Hill ElementaryElementary
Severna Park ElementaryElementaryAAnne Arundel County Public Schools
School districts
Anne Arundel County Public SchoolsB+Large district serving the entire county with varying performance across schools.
Utilities & services
Water/SewerAnne Arundel County Department of Public WorksPublic utility service.
Major employers & industries
Anne Arundel County GovernmentGovernmentMajor regional employer.
Amenities & attractions2 retained amenities
Inside this ZIP
B&A Trail
Trail

A popular paved multi-use trail connecting Severna Park to Annapolis and Glen Burnie.

Severn River
Waterfront

Provides significant recreational boating, fishing, and scenic views for the community.

Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$2,499,632
Closed sales (monthly)
1
Median asking rent
$3,200/mo
Distress filings (ledger)
0

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 3 cited

No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 70.0% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.