The story of this market
The typical home in ZIP 21054 sells for about $616,566, or $245 per square foot.
Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 26 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,444 a month.
ZIP 21054 — Gambrills
The 21054 housing market remains highly competitive, driven by limited inventory and strong demand from professionals working in the nearby federal employment corridor. Prices have seen modest year-over-year growth, reflecting a stable market environment despite broader economic headwinds. Buyers should expect to pay near list price due to the low months of supply.
This ZIP is ideal for families and professionals working at nearby federal installations who prioritize suburban living, access to quality schools, and proximity to major regional employment centers.
Median prices moved up 1.0% year over year.
Homes spend a median of 26 days on market with 2.8 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 99.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 3.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 21054, Anne Arundel County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Gambrills area are generally considered low compared to the broader Baltimore-Washington metropolitan region, with property crime being the primary concern.
Schools serving the 21054 ZIP code are part of the Anne Arundel County Public Schools system, which generally maintains high performance ratings and strong community support.
The area is subject to standard regional risks including severe thunderstorms and occasional tropical weather impacts; flood risk is localized to specific low-lying areas near streams.
The area benefits from its proximity to Fort Meade and the NSA, driving consistent demand for housing and supporting local commercial development along the MD-3 corridor.
Property taxes are levied by Anne Arundel County and the State of Maryland, with additional special assessments for local infrastructure and utility services common in newer residential developments.
Residents primarily commute via MD-3 and I-97, providing access to employment hubs in Annapolis, Baltimore, and the Washington D.C. suburbs.
The area features proximity to the Waugh Chapel Towne Centre for shopping and dining, along with access to local parks and trails within the Anne Arundel County park system.
The rental market is characterized by high demand and low vacancy rates, supported by the area's strong employment base and limited supply of new multi-family units.
The local economy is heavily influenced by the proximity to Fort Meade and the National Security Agency, which serve as the primary economic anchors for the region.
Transportation is primarily automobile-dependent, with major corridors including MD-3 and I-97 facilitating regional travel.
Development is focused on mixed-use infill projects and the expansion of existing residential communities along the MD-3 corridor.
The Anne Arundel County Office of Finance manages property assessments and tax collections, with reassessments occurring on a triennial cycle.
Parcels may be subject to special tax districts for infrastructure improvements, including water, sewer, and road maintenance.
Property insurance premiums are stable but reflect regional risks associated with wind and storm damage common in the Mid-Atlantic.
Maryland is a judicial foreclosure state, requiring court oversight for the foreclosure process.
Maryland law requires sellers to provide a residential property disclosure statement covering the condition of the home's major systems.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional retail and entertainment hub serving the Gambrills area.
Extensive network of paved and natural trails for hiking and cycling.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.