The story of this market
The typical home in ZIP 21012 sells for about $670,000, or $287 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 22 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,600 a month.
ZIP 21012 — Arnold
The housing market in ZIP 21012 remains robust, characterized by high median home values and steady demand from family buyers. Low inventory levels continue to support price appreciation, with the area benefiting from its desirable location near the Severn River and Annapolis. Market conditions are stable with a slight upward trend in pricing as of late 2025.
This ZIP is ideal for families and professionals seeking a suburban lifestyle with proximity to water-based recreation and the Annapolis employment hub. It appeals to those looking for established neighborhoods and high-quality school access.
Median prices moved up 3.2% year over year.
Homes spend a median of 22 days on market with 2.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 2.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 21012, Anne Arundel County MD
Crime rates in the Arnold area (ZIP 21012) remain lower than the Maryland state average, with property crime being the primary concern. The area is generally considered safe and family-oriented compared to more urbanized sections of Anne Arundel County.
Schools serving the 21012 ZIP code are part of the Anne Arundel County Public Schools system and are generally well-regarded, with several elementary schools maintaining high performance ratings.
The area faces moderate flood risks due to its proximity to the Severn River and Chesapeake Bay tributaries, necessitating flood insurance for many waterfront or low-lying properties. Standard wind and storm coverage is typical for the region.
Economic momentum is driven by proximity to the Annapolis employment core and the Baltimore-Washington corridor. Development is largely infill-focused with limited large-scale greenfield expansion due to established residential density.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Residents primarily commute via I-97 and MD-2 toward Annapolis or Baltimore, with average commute times reflecting typical suburban traffic patterns.
The area features extensive access to the Severn River, including Belvedere Yacht Club and various community parks like Arnold Park and Twin Oaks Park. Shopping and dining are concentrated along the Ritchie Highway corridor.
The rental market is characterized by steady demand from families and professionals, with limited vacancy pressure. Short-term rentals are present but regulated by county ordinances.
The local economy is anchored by government, education, and healthcare sectors, with significant employment provided by the nearby state capital of Annapolis and regional medical centers.
Transportation is heavily reliant on private vehicles, with major access provided by MD-2 and I-97. Public transit options are limited, primarily consisting of regional bus services connecting to Annapolis.
Development is largely constrained to small-scale residential infill and commercial revitalization projects along major arterial roads.
The Anne Arundel County Office of Finance and Assessment manages property valuations, with assessments conducted on a triennial cycle.
Parcels in this ZIP are subject to Anne Arundel County property taxes and may fall within specific utility or community association districts.
Property insurance premiums are influenced by the area's coastal proximity, with flood insurance often required for properties near the Severn River.
Data retrieved from data.census.gov ZCTA 21012 profile.
The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.
- K1 Speed Jessup4.517.4 mi
- Dave & Buster's Hanover - Arundel414.3 mi
- Urban Air Trampoline and Adventure Park4.39.3 mi
- Sky Zone Trampoline Park4.119.7 mi
- Skate Zone Crofton4.211.1 mi
- CFG Bank Arena4.117.3 mi
- M&T Bank Stadium4.716.7 mi
- Camden Yards4.817.1 mi
- Oriole Park at Camden Yards4.717 mi
- Maryland Renaissance Festival4.66.4 mi
- Annapolis Mall4.45.5 mi
- William Preston Lane Jr. Memorial Bay Bridge4.48 mi
- Kinder Farm Park4.85.7 mi
- Quiet Waters Park4.87.6 mi
- Annapolis City Dock4.75.6 mi
- National Aquarium4.616.9 mi
- Fort McHenry National Monument and Historic Shrine4.815 mi
- National Cryptologic Museum4.715.7 mi
- Baltimore Museum of Art4.819.7 mi
- The Walters Art Museum4.817.7 mi
- Sandy Point State Park4.45.5 mi
- Kinder Farm Park4.85.7 mi
- Quiet Waters Park4.87.6 mi
- Annapolis City Dock4.75.6 mi
- Thomas A. Dixon, Jr. Aircraft Observation Area4.711.7 mi
- Pirates Cove Restaurant and Dock Bar4.515.1 mi
- Donnelly's Dockside4.31.8 mi
- Annapolis Yacht Club4.75.9 mi
- Sparrows Point Country Club4.513.6 mi
- Safe Harbor Port Annapolis4.86.7 mi
- Compass Pointe Golf Course4.25.5 mi
- The Preserve At Eisenhower3.85.7 mi
- Severna Park Golf Center4.31.7 mi
- Night Hawk Golf Center4.39.7 mi
- The Golf Club at South River4.510.7 mi
- Annapolis Mall4.45.5 mi
- Pennsylvania Dutch Farmer's Market4.86.4 mi
- Marley Station Mall3.78.3 mi
- Waugh Chapel Towne Centre4.510.7 mi
- Sprouts Farmers Market4.47.1 mi
- Baltimore/Washington International Thurgood Marshall Airport4.312.5 mi
- The Club BWI3.912.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Private club providing marina access and social events on the Severn River.
Features an 18-hole golf course and community amenities.
Public park offering green space and recreational facilities for local residents.
Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 16.8% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.