The story of this market
The typical home in ZIP 20776 sells for about $825,900, or $332 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $2,450 a month.
ZIP 20776 — Harwood
The 20776 housing market remains stable with low inventory and steady demand for rural, large-lot properties. Prices continue to see modest year-over-year growth, driven by limited supply and the area's appeal to commuters seeking space. Market activity is currently balanced, with homes spending a moderate amount of time on the market.
This ZIP is best suited for families and individuals seeking rural living with large lot sizes who are willing to commute to major employment hubs.
Median prices moved up 2.4% year over year.
Homes spend a median of 45 days on market with 3.0 months of supply — a fast-moving market.
8% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 7.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 20776, Anne Arundel County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Harwood is a rural community with low reported crime rates, significantly lower than the regional averages for Anne Arundel County.
Schools serving the area are part of the Anne Arundel County Public Schools system, generally characterized as meeting state performance standards.
The area is subject to standard regional flood and wind risks; property insurance premiums are stable but reflect the proximity to the Chesapeake Bay watershed.
Economic momentum is driven by proximity to Annapolis and the Baltimore-Washington corridor, with limited new residential development due to rural zoning.
Property taxes are assessed by Anne Arundel County; the rate includes a base county tax plus specific levies for school and fire services.
Commuters primarily drive to Annapolis or Washington D.C. via MD-2 or US-301, with commute times typically exceeding 40 minutes.
The area features access to rural parklands, equestrian trails, and proximity to the Patuxent River for boating and fishing.
The rental market is limited, consisting primarily of single-family homes and mobile home park units with low turnover.
The economy is largely supported by agricultural interests, local services, and the broader Anne Arundel County employment base including government and defense sectors.
Development is strictly managed by county rural preservation zoning, limiting large-scale commercial or residential projects.
Parcels are subject to Anne Arundel County property taxes and standard utility service districts.
Standard homeowners insurance is available; flood insurance may be required for properties near the Patuxent River.
Data retrieved from data.census.gov ZCTA 20776 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Extensive trails and river access.
Notable local housing community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.