The story of this market
The typical home in ZIP 20733 sells for about $449,902, or $314 per square foot.
Prices are up +60% from a year ago, so sellers still have some momentum. Homes take about 72 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,330 a month.
ZIP 20733 — Churchton
The housing market in 20733 is characterized by low inventory and stable, moderate price growth. Demand is driven by its appeal as a remote-work-friendly, waterfront community, though high flood risk and limited rental stock remain notable factors for prospective buyers.
This ZIP is best suited for established families and remote workers seeking a quiet, waterfront-adjacent lifestyle in a semi-rural setting.
Median prices moved up 60.0% year over year.
Homes spend a median of 72 days on market with 36.8 months of supply — a slower-moving market.
60% of listings have cut prices · homes sell at 96.5% of asking — demand is cooling.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 4.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 20733, Anne Arundel County MD
The area has a history of flood risk with at least 150 flood claims paid in the ZIP code.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
The area functions as a remote work hub with limited transit options, requiring a drive to employment centers in the Baltimore-Columbia-Towson region.
The area features proximity to the Chesapeake Bay, offering waterfront access, boating, and local parks.
Rental market depth is limited with a low renter share of approximately 4.76%.
The local economy is primarily residential with a high share of remote workers and proximity to the broader Baltimore-Columbia-Towson employment market.
Parcels are served by Anne Arundel County public services and school districts.
Property insurance premiums are influenced by the area's coastal location and associated flood risk.
Data retrieved from US Census Bureau ACS and local demographic aggregators.
The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.
Provides extensive boating, fishing, and recreational water access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.