The story of this market
The typical home in ZIP 13693 sells for about $187,000, or $135 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,100 a month.
ZIP 13693 — Three Mile Bay
The housing market in 13693 is characterized by low inventory and slow turnover, typical of a small rural hamlet. Prices have seen modest growth, driven by demand for recreational and waterfront properties, though the limited population size keeps transaction volume very low.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking a quiet, rural lifestyle near the water, rather than commuters or urban-focused buyers.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 6.0 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 6.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13693, Jefferson County, NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime in the Three Mile Bay area is generally low, consistent with rural Jefferson County, though specific localized statistics are not determinable.
The area is served by the Lyme Central School District, which is characterized by small class sizes and a rural community focus.
The area faces potential flood risks due to its proximity to Lake Ontario and the St. Lawrence Seaway, requiring standard flood insurance considerations.
Economic momentum is driven by seasonal tourism, recreation, and local agricultural operations, with limited large-scale industrial development.
Property taxes are levied by Jefferson County, the Town of Lyme, and the local school district; rates are subject to annual budget adjustments and state-mandated tax caps.
Commuting is primarily car-dependent, with residents typically driving to nearby employment hubs like Watertown or Fort Drum.
The area offers extensive access to Lake Ontario and the St. Lawrence River for boating, fishing, and water sports, with local parks and rural trails nearby.
The rental market is limited and seasonal, with low vacancy pressure and a small inventory of long-term housing.
The local economy is anchored by agriculture, tourism, and proximity to the Fort Drum military installation in Jefferson County.
Transportation is entirely road-based, with no public transit infrastructure serving this rural hamlet.
Development is primarily focused on small-scale residential improvements and maintenance of existing recreational infrastructure.
Jefferson County utilizes a standard assessment model based on market value, with periodic revaluations conducted by the town assessor.
Parcels are subject to school district taxes and local fire district levies.
Property insurance premiums are influenced by proximity to water and the rural nature of the fire protection services.
Data retrieved from data.census.gov for ZCTA 13693.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Improbable Escapes: HQ (Downtown)4.819.8 mi
- The Escape Works Inc516.3 mi
- Escape the Mystery Room4.914.2 mi
- Sherlock's Escapes4.819.9 mi
- Downtown Kingston4.619.7 mi
- Slush Puppie Place4.319.8 mi
- Kingston 1000 Islands Cruises4.219.6 mi
- Isabel Bader Centre for the Performing Arts4.819.9 mi
- Olivea4.419.7 mi
- Westcott Beach State Park4.39.3 mi
- Old McDonald's Farm4.710.3 mi
- Robert G. Wehle State Park4.89.3 mi
- Tibbetts Point Lighthouse4.79.3 mi
- Sackets Harbor Battlefield4.76.8 mi
- Fort Henry National Historic Site4.619.1 mi
- Great Lakes Museum4.619.4 mi
- Tibbetts Point Lighthouse4.79.3 mi
- Bellevue House National Historic Site4.320 mi
- Martello Alley4.719.8 mi
- Westcott Beach State Park4.39.3 mi
- Robert G. Wehle State Park4.89.3 mi
- Long Point State Park - Thousand Islands4.51.6 mi
- Sackets Harbor Battlefield4.76.8 mi
- Burnham Point State Park4.610.9 mi
- Sun Outdoors Association Island4.17.8 mi
- Confederation Basin Marina4.419.5 mi
- Treasure Island Marina4.119.1 mi
- Shangri-La On Lake Ontario4.40.9 mi
- French Creek Marina4.417.2 mi
- Watertown International Airport410.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Public access point for fishing and boating on Lake Ontario.
Local green space for community gatherings and outdoor activities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.