The story of this market
The typical home in ZIP 13624 sells for about $330,000, or $255 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,088 a month.
ZIP 13624 — Clayton
The 13624 housing market remains stable, characterized by low inventory and steady demand from seasonal buyers and retirees. Prices have seen modest year-over-year growth, supported by the area's appeal as a waterfront destination. Market activity is currently balanced, though limited by the seasonal nature of the local real estate cycle.
This ZIP is ideal for retirees, vacation-home buyers, and outdoor enthusiasts who value riverfront access and a quiet, small-town lifestyle.
Median prices moved up 4.2% year over year.
Homes spend a median of 68 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 11.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13624, Jefferson County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Thousand Islands Central School District, which generally maintains a positive reputation within the Jefferson County region.
The ZIP code is located along the St. Lawrence River, presenting localized flood risks for waterfront properties; standard insurance coverage is typical for the region.
Economic momentum is driven by seasonal tourism, the proximity to Fort Drum, and local maritime industries along the St. Lawrence River.
Property taxes are levied by Jefferson County, the Town of Clayton, and the Thousand Islands Central School District; rates are subject to New York's STAR exemption program for eligible homeowners.
Commutes are primarily car-dependent, with residents traveling toward Watertown or Fort Drum for employment; public transit options are extremely limited.
The area is a premier destination for boating, fishing, and water sports on the St. Lawrence River, with numerous local parks and proximity to the Thousand Islands region's historic sites.
The rental market is heavily influenced by seasonal demand and short-term vacation rentals, leading to limited long-term inventory and upward pressure on rents.
The local economy is anchored by tourism, hospitality, and services supporting the Thousand Islands region, with significant employment influence from nearby Fort Drum.
Transportation is dominated by private vehicle use; the area relies on regional highway corridors like NY-12 for access to Watertown.
Development is focused on small-scale residential infill and tourism-related commercial upgrades along the riverfront.
Parcels are subject to Thousand Islands Central School District taxes and local municipal levies.
Property insurance premiums are influenced by proximity to the St. Lawrence River and regional weather patterns.
Data retrieved from Census Reporter and data.census.gov profiles for ZCTA 13624.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Improbable Escapes: HQ (Downtown)4.818.4 mi
- Culligan Water Park4.419.2 mi
- Alex Bay 500 Go-Karts4.68.7 mi
- Escape the Mystery Room4.920 mi
- Sherlock's Escapes4.818.5 mi
- Downtown Kingston4.618.3 mi
- Boldt Castle & Boldt Yacht House4.811.7 mi
- Slush Puppie Place4.318.2 mi
- Kingston 1000 Islands Cruises4.218.2 mi
- Isabel Bader Centre for the Performing Arts4.819.6 mi
- Boldt Castle & Boldt Yacht House4.811.7 mi
- Shorelines Casino Thousand Islands3.87 mi
- 1000 Islands Tower4.510 mi
- Uncle Sam Boat Tours4.611.6 mi
- Grass Creek Park4.610.7 mi
- Fort Henry National Historic Site4.617.3 mi
- Boldt Castle & Boldt Yacht House4.811.7 mi
- Kingston Pen Tours4.720 mi
- Gananoque 1000 Islands Visitor Centre4.66.4 mi
- Great Lakes Museum4.618.4 mi
- Thousand Islands National Park4.77.5 mi
- Wellesley Island State Park4.76.8 mi
- Ivy Lea Campground3.810.7 mi
- Grass Creek Park4.610.7 mi
- Cedar Point State Park4.74.9 mi
- Swan Bay Resort & Marina4.78.3 mi
- Confederation Basin Marina4.418.2 mi
- The Ivy Lea Club4.48.7 mi
- Hucks Marine & Resort4.513.1 mi
- Pecks Marina4.19.2 mi
- Smuggler’s Glen Golf Course4.68.2 mi
- Colonnade Golf & Country Club4.512.2 mi
- Thousand Island Country Club4.311.3 mi
- Greene Acre Golf Club4.38.3 mi
- L a Golf Club4.36.3 mi
- Price Chopper4.28.1 mi
- Canadian Tire4.16.7 mi
- AutoShack Auto Parts4.67.2 mi
- Watertown International Airport417.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Primary regional attraction for boating and fishing.
Central waterfront park in Clayton.
Major cultural anchor for the region.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.