LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 13605 sells for about $238,000, or $145 per square foot.

Prices are up +25.3% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,200 a month.

Market figures inherited

This ZIP has no home sales of its own, so its market figures come from Jefferson County, New York (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 13605 — Adams

Jefferson County →refreshed Sep 19, 2026next refresh Oct 19, 2026
Market mood · cautiously optimistic

The housing market in 13605 shows strong price appreciation, with median prices rising significantly year-over-year. Inventory remains tight, contributing to longer days on market as buyers navigate a limited selection of rural properties. Market activity is largely driven by local demand and the influence of the nearby military installation.

Who this ZIP fits

This ZIP is well-suited for families and individuals seeking a rural lifestyle with more space, while remaining within commuting distance of Watertown's employment and service hubs.

Parent geography
Adams · no city intel reportJefferson County →New York state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 202.1 km²Water area · 1.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$238,000
Inherited · Jefferson County figure+25.3% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
120 days
Active listings
718
Listings with price cuts
19%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 25.3% year over year.

0
Liquidity/100

Homes spend a median of 120 days on market with 10.3 months of supply — a slower-moving market.

69
Momentum/100

19% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 7.8% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
5,259

ZCTA 13605, Jefferson County NY

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.5%
Foreign-born residents
130
Naturalized (of foreign-born)
22.3%
Non-citizens (of population)
1.9%
Entered 2010 or later (of foreign-born)
24.6%
World region of birth (foreign-born)
Europe
53.1%
Americas
42.3%
Asia
4.6%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by public schools with ratings generally considered average to good within the regional context.

Growth & development

Economic momentum is driven by proximity to regional hubs and agricultural sectors, with limited large-scale industrial development reported.

Taxation

Property taxes are assessed at the county and local school district levels; specific exemptions for agricultural or homestead properties may apply.

Transportation & commute

Residents primarily rely on personal vehicles for commuting to employment centers in Watertown and surrounding Jefferson County areas.

Recreation & amenities

The area offers access to rural outdoor recreation, including local parks and proximity to the scenic landscapes of Northern New York.

Rental market

The rental market is characterized by limited inventory and steady demand, primarily serving local workers and military-affiliated households.

Economy & employers

The local economy is anchored by agriculture, small businesses, and proximity to the Fort Drum military installation in neighboring areas.

Transportation & infrastructure

Transportation is primarily highway-based, with limited public transit options available for regional commuting.

Development pipeline

Development is largely focused on residential expansion and small-scale commercial projects consistent with the rural character of the area.

County appraisal district

The Jefferson County assessment office manages property valuations for tax purposes across the county.

Special districts

Parcels are subject to local school district taxes and county-level levies.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and rural fire protection ratings.

Foreclosure doctrine

New York operates as a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

New York requires sellers to provide a property condition disclosure statement or pay a credit to the buyer at closing.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 13605, Jefferson County NY
Population
5,259
Median age
37.7 yrs
Owner-occupancy
82.5%
Median home value
$185,000
Median gross rent
$950
Median household income
$68,450
Median year built
1970
Vacancy rate
8.4%
Renter share
17.5%
Owner cost burden
18.2%
Renter cost burden
32.5%
Population change
+0.5%
Net migration
0
Work-from-home share
8.2%
Mean commute
24.5 min
Bachelor's or higher
22.1%
Unemployment
3.7%
Poverty rate
7.8%
Avg household size
2.6
White
94.2%
Hispanic
2.1%
Other
3.7%

Data retrieved from data.census.gov for ZCTA 13605.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Adams Center ElementaryElementaryGoodSouth Jefferson Central School DistrictServes the local community with standard curriculum.
School districts
South Jefferson Central School DistrictGoodPrimary district serving the Adams area.
Utilities & services
ElectricNational GridPrimary regional provider.
Major employers & industries
Fort DrumMilitary/GovernmentMajor regional employer.
Major amenities · ZIP 13605
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
2 · 20 mi
Family fun & things to do
8 · 13 mi
Parks, trails & nature
7 · 13 mi
Golf
1 · 13 mi
Shopping & dining districts
1 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Local Parks
Recreation

Provides access to outdoor activities and community green space.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Contamination repair: median price, price per sq ft reproduced Jefferson County's own figure to the dollar and were cleared — a parent aggregate is not this ZIP's reading.