The story of this market
The typical home in ZIP 08105 sells for about $178,119, or $135 per square foot.
Prices are down 6.4% from a year ago, which gives buyers more room to negotiate. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,650 a month.
ZIP 08105 — Camden
The 08105 housing market is currently experiencing a cooling trend, with median home values declining by 6.4% year-over-year. High interest rates and local economic challenges are contributing to a cautious environment for both buyers and sellers. Inventory remains limited, and the market is characterized by a high share of renters compared to owners.
This ZIP is primarily suited for budget-conscious renters and first-time homebuyers looking for proximity to the Philadelphia metro area at a lower price point than surrounding suburbs.
Median prices moved down 6.4% year over year.
Homes spend a median of 45 days on market with 4.0 months of supply — a fast-moving market.
13% of listings have cut prices · homes sell at 96.2% of asking — demand is running ahead of supply.
1 foreclosure-ledger notice — 0.4 per 10,000 residents · unemployment 8.5% · poverty 28.4% — a mixed stability profile.
Built from 25 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 08105, Camden County NJ
Crime rates in this area remain significantly higher than regional and national averages, with property and violent crime being primary concerns for residents.
Public schools serving this ZIP are generally rated below average, with many institutions facing significant challenges in academic performance and resource allocation.
The area is subject to standard urban flood risks and requires typical property insurance coverage for the New Jersey coastal region.
Economic momentum is largely tied to the broader Camden and Philadelphia metro area, with limited large-scale new development projects currently reported within the ZIP boundaries.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (New Jersey) — Farmland Assessment: Property is assessed based on its productive capability for agricultural use rather than its full market value, resulting in a lower tax burden. State (New Jersey) — Ad Valorem Property Tax: Tax is calculated as (Assessed Value * Tax Rate). Assessed value is determined by the municipal assessor at 100% of true market value. The tax rate is set by local taxing districts to cover municipal, county, and school budgets.
Residents primarily commute to the Camden and Philadelphia employment cores via local arterial roads and public transit connections.
The area features local neighborhood parks and proximity to the Delaware River waterfront, though large-scale recreational amenities are limited within the immediate ZIP.
The rental market is characterized by high demand for affordable units, with low vacancy rates and a significant presence of long-term residential investors.
The local economy is driven by healthcare, education, and logistics sectors within the Camden city limits and the broader Philadelphia metro area.
The area is served by NJ Transit bus routes and is within reach of the PATCO Speedline, providing access to Philadelphia.
Development is focused on small-scale urban infill and municipal infrastructure improvements rather than large-scale master-planned projects.
The Camden County Board of Taxation oversees assessments, with properties typically reassessed periodically to reflect market value changes.
Parcels are subject to standard municipal and county tax levies, with no specialized MUD or PID districts reported.
Property insurance premiums are influenced by the urban density and regional flood risk profiles common to the Camden area.
Not applicable for ZIP level.
Not applicable for ZIP level.
Not applicable for ZIP level.
Data retrieved from Census Reporter and ACS 2024 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Adventure Aquarium4.62.2 mi
- Sesame Place Philadelphia4.119.7 mi
- Diggerland USA4.413.2 mi
- Franklin Square4.63.2 mi
- The Funplex4.310.5 mi
- Lincoln Financial Field4.65.5 mi
- Citizens Bank Park4.75.3 mi
- Xfinity Mobile Arena4.55.7 mi
- Philadelphia Museum of Art4.84.9 mi
- Pennsylvania Convention Center Philadelphia4.53.8 mi
- Philadelphia Museum of Art4.84.9 mi
- Adventure Aquarium4.62.2 mi
- Liberty Bell4.63.2 mi
- Philadelphia Zoo4.55.7 mi
- The Franklin Institute4.64.4 mi
- Philadelphia Museum of Art4.84.9 mi
- Liberty Bell4.63.2 mi
- Philadelphia Museum of Art Steps4.74.8 mi
- The Franklin Institute4.64.4 mi
- Independence Hall4.73.2 mi
- Philadelphia Zoo4.55.7 mi
- JFK Plaza (Love Park)4.54 mi
- Franklin Square4.63.2 mi
- FDR Park4.56.1 mi
- Morris Arboretum & Gardens of the University of Pennsylvania4.811.6 mi
- Cooper River Park4.62.6 mi
- Gillin Boathouse, Saint Joseph's University/St. Joseph's Preparatory School4.66.1 mi
- Riverton Yacht Club4.75.7 mi
- Dredge Harbor Boat Center LLC4.77.9 mi
- Penn's Landing Marina4.72.8 mi
- Topgolf Mount Laurel4.49.9 mi
- Topgolf Philadelphia4.111.6 mi
- Philadelphia Cricket Club4.812.7 mi
- Union League Liberty Hill4.712 mi
- Ramblewood Country Club4.38.5 mi
- Reading Terminal Market4.73.6 mi
- Cherry Hill Mall4.43.6 mi
- Gloucester Premium Outlets4.511.9 mi
- Deptford Mall4.38.5 mi
- Willow Grove Park4.412.9 mi
- Philadelphia International Airport3.89.9 mi
- Trenton-Mercer Airport3.926.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Regional attraction featuring parks and entertainment venues along the Delaware River.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.