The story of this market
The typical home in ZIP 05843 sells for about $285,000, or $145 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $834 a month.
ZIP 05843 — Hardwick
The housing market in 05843 remains stable with low inventory and steady demand for single-family homes. Prices have seen modest year-over-year growth, reflecting the broader trend of limited supply in rural Vermont markets.
This ZIP is best suited for families and individuals seeking a rural lifestyle, outdoor enthusiasts, and those who can work remotely or commute to nearby regional centers.
Median prices moved up 2.5% year over year.
Homes spend a median of 68 days on market with 6.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 12.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 05843, Caledonia County VT
Crime rates in Hardwick are generally low and consistent with rural Vermont averages, with property crime being the primary concern.
Schools serving the area are part of the Orleans Southwest Supervisory Union, generally characterized by small class sizes and community-focused instruction.
The area faces moderate risks from seasonal flooding near the Lamoille River and winter storm impacts, with standard insurance requirements for rural properties.
Economic momentum is driven by small-scale manufacturing, agriculture, and local tourism, with limited large-scale industrial development.
Property taxes are assessed at the municipal level with a state-wide education tax component; exemptions exist for primary residences under the Vermont Homestead Declaration.
Commutes are primarily car-dependent, with residents traveling to regional employment hubs like Montpelier or St. Johnsbury via Route 15.
The area offers extensive access to outdoor recreation including the Lamoille Valley Rail Trail, local ponds for fishing, and proximity to northern Vermont ski resorts.
The rental market is tight with low vacancy rates, driven by limited housing stock and demand from local workers and seasonal residents.
The local economy is anchored by agriculture, food production, and small-scale manufacturing, with a strong emphasis on local food systems.
Public transit is limited to regional bus services; most residents rely on personal vehicles for transportation.
Development is focused on small-scale residential infill and downtown revitalization efforts.
The town conducts periodic reappraisals to ensure property assessments align with fair market value.
Parcels are subject to local municipal taxes and the state-wide education property tax.
Property insurance premiums are influenced by rural fire protection ratings and flood zone designations.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Dog Mountain, Home of Stephen Huneck Gallery4.919.3 mi
- Charlmont Restaurant3.812.6 mi
- Elmore State Park4.78.7 mi
- Moss Glen Falls4.813 mi
- Green River Reservoir State Park4.811.8 mi
- The Museum of Everyday Life4.812.7 mi
- Goodrich's Maple Farm4.89.6 mi
- Historic Gold Brook Covered Bridge4.616 mi
- Dog Mountain, Home of Stephen Huneck Gallery4.919.3 mi
- The Parker Pie Company4.617.4 mi
- Bread & Puppet Theater4.815.9 mi
- Fairbanks Museum & Planetarium4.717.8 mi
- Elmore State Park4.78.7 mi
- Green River Reservoir State Park4.811.8 mi
- Market 32412.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major multi-use recreational trail passing through the town.
Community-maintained trails for hiking and cross-country skiing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.